4 Bridle Path Rd, Asheville, NC 28804 Property Records

Buncombe County property record for 4 Bridle Path Rd, Asheville, NC 28804

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,468 sqft · built 2010
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$512,000 (Sep 2019)
Tax Bill	$6,199 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Apr 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`642288-2020-202`

Property Details

APN / Parcel Number

Primary APN	`642288-2020-202`
Alternative APNs	`9740-20-0549-00000` `974017109574000` `008241544`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	3 Stories
Building Area	2,468 sqft Living Area
Gross Area	2,531 sqft
1st Floor Area	886 sqft
Basement Area	765 sqft
Finished Basement	702 sqft
Unfinished Basement	63 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Contemporary
Exterior Material	Frame Wood
Roof Type	Shed Roof
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	80 sqft
Deck Area	60 sqft
Patio Area	804 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	642288-2020-202
Street Address	4 BRIDLE PATH RD
City	ASHEVILLE
State	NC
Zip	28804-3207
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS4
Legal Description	SUBDIV: HY-VU TERRACE LOT: 37 BLOCK: C PLAT: 0010-0110
Legal Subdivision	HY-VU TERRACE
Legal Block	C
Legal Lot Number	37
Jurisdiction	BUNCOMBE NC
Township / Civil Division	ASHEVILLE
Census Block Group	2
Census Block	2001
Census Tract	1601

Owner

4 Bridle Path Rd is owned and occupied by two individuals who bought it in September 2019.

Source: Buncombe County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4 BRIDLE PATH RD, ASHEVILLE, NC 28804-3207
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO
Apr 27, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 12, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Sep 27, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2019 · Amount on File
Deed Sale	Sep 27, 2019 · Amount on File
Prior Sale	Aug 12, 2009 · Amount on File
Deed Book / Page	5815 / 1161
Prior Transfer Date	Feb 16, 2010
Prior Transfer Doc	0047620255
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	4 BRIDLE PATH RD, ASHEVILLE, NC 28804-3207
Transaction Type	Mortgage
Record Updated	Sep 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0061921123
Date	Mar 7, 2022
Book Page	6192/1123

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2037

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Apr 27, 2020
Property Address	4 BRIDLE PATH RD, ASHEVILLE, NC 28804-3207
Document Number	0058900152
Book / Page	005890 / 000152
Instrument Date	Apr 27, 2020
Transaction Type	Transfer
Record Updated	Jun 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	103 WOODLAND RD BEECH MOUNTAIN NC 286048193, BEECH MOUNTAIN, NC 28604-8193

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Dec 12, 2019
Property Address	4 BRIDLE PATH RD, ASHEVILLE, NC 28804-3207
Document Number	0058430564
Book / Page	005843 / 000564
Instrument Date	Dec 12, 2019
Transaction Type	Transfer
Record Updated	Dec 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$530.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59 ROUND TOP RD ASHEVILLE NC 288031912, ASHEVILLE, NC 28803-1912

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Sep 27, 2019
Property Address	4 BRIDLE PATH RD, ASHEVILLE, NC 28804-3207
Document Number	0058151161
Book / Page	5815 / 1161
Map Reference	MB 10 PG 110
Instrument Date	Sep 24, 2019
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,024.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 8041, ASHEVILLE, NC 28814-8041

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4 BRIDLE PATH RD, ASHEVILLE, NC 28804-3207

Mortgage

Document Number	0058151164
Date	Sep 27, 2019
Instrument	5815/1164

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4 Bridle Path Rd was $6,199, up 6.3% from the year before.

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Municipality	Asheville City
Unified School District	Asheville City Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,199.00 (+6.33%)	$564,400 Land $117,700 Building $446,700	$564,400 Land $117,700 Building $446,700
2024	$5,830.00 (+2.57%)
2023	$5,684.00	$564,400	$564,400 Land $117,700 Building $446,700
2021			$564,400 Land $117,700 Building $446,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Bridle Path Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	6 (2024)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Bridle Path Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250

May also be available: Riverwave Broadband, T-Mobile, Verizon.

Nearby Properties on Bridle Path Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures