Schenectady County and Rotterdam Town property record for 4 Bridge St, Rotterdam Junction, NY 12150
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,386 sqft · built 1928 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $5,315 (2026) |
| Deeds & Mortgages | Jan 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 20.5-2-20.1 |
| Primary APN | 422800 20.5-2-20.1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,386 sqft Living Area |
| 1st Floor Area | 762 sqft |
| 2nd Floor Area | 624 sqft |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 16,553 sqft (0.38 acres) |
| Lot Dimensions | 150 ft deep x 109 ft wide |
| Garage Type | Detached |
| Garage Area | 285 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | Above-Ground Pool |
|---|---|
| Pool Area | 353 sqft |
| Porch | Slab |
| Porch Area | 622 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 4 BRIDGE ST |
|---|---|
| City | ROTTERDAM JUNCTION |
| State | NY |
| Zip | 12150-9727 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | R,G PITNEY - 36 7.-550-4 |
| Legal Block | 2 |
| Legal Lot Number | 20.001 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 32602 |
Source: Schenectady County and Rotterdam Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4 BRIDGE ST, ROTTERDAM JUNCTION, NY 12150-9727 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 4 BRIDGE ST, ROTTERDAM JUNCTION, NY 12150-9727 |
| Document Number | 0000020179 |
| Instrument Date | Jan 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2018 |
| Name | Verified Name |
|---|---|
| Address | 4 BRIDGE ST ROTTERDAM JUNCTION NY 121509727, ROTTERDAM JUNCTION, NY 12150-9727 |
| Document Number | 0000020179 |
|---|---|
| Date | May 10, 2018 |
| Book Page | 004836/000367 |
| Instrument | 20179 |
| Name | BANK OF AMERICA/IL |
|---|---|
| Type | Bank |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 9, 2048 |
| Rate | 4.12% |
|---|
Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Schalmont Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,315.00 (-6.9%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $5,709.00 | $140,000 (-) Land $9,500 Building $130,500 | $215,400 (+16.94%) Land $14,616 Building $200,784 |
| 2023 | $140,000 Land $9,500 Building $130,500 | $184,200 Land $12,499 Building $171,701 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 31 (1996–2026) |
| Claims Outside the SFHA | 12 of 31 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROTTERDAM WD #3 serves 1,900 people · EPA ID NY4600067 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Pattersonville Telephone Company.
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