Jefferson County property record for 4 Bramble Dr, Charles Town, WV 25414
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,456 sqft · built 2001 |
| Lot Size | 0.254 acres (11,064 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,174 (2026) |
| Deeds & Mortgages | Jan 2017 Mortgage Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-10A-0009.0000 |
| Primary APN | 03-10A-0009.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,456 sqft Living Area |
| 1st Floor Area | 2,016 sqft |
| Basement Area | 440 sqft |
| Finished Basement | 440 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 11,064 sqft (0.254 acres) |
| Lot Dimensions | 114 ft deep x 80.6 ft wide |
| Terrain | Rolling |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4 BRAMBLE DR |
|---|---|
| City | CHARLES TOWN |
| State | WV |
| Zip | 25414-3674 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT #9 GREENFIELD |
| Legal Lot Number | 9 |
| Jurisdiction | JEFFERSON WV |
| Township / Civil Division | KABLETOWN |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 972506 |
4 Bramble Dr is owned and occupied by two individuals.
Source: Jefferson County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4 BRAMBLE DR, CHARLES TOWN, WV 25414-3674 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 26, 2017 | Deed of Trust, Mortgage · ARM CITY NATIONAL BANK OF WEST VIRGINIA |
| Oct 7, 2019 | Deed of Trust, Mortgage · Commercial Mortgage CITY NATIONAL BANK OF WEST VIRGINIA |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON WV |
| Property Address | 4 BRAMBLE DR, CHARLES TOWN, WV 25414-3674 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 002127/185 |
|---|---|
| Date | Jan 26, 2017 |
| Book Page | 2127/185 |
| Instrument | 201700004226 |
| Name | CITY NATIONAL BANK OF WEST VIRGINIA |
|---|---|
| Type | Bank |
| Address | CHARLESTON, WV 25304 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.74% |
| Type Change Date | Jan 1, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 3.87% |
| Max Rate At Change | 8.74% |
| Index | 1-Year CMT |
| Max Rate | 8.74% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON WV |
| Property Address | 4 BRAMBLE DR, CHARLES TOWN, WV 25414-3674 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 002245/198 |
|---|---|
| Date | Oct 7, 2019 |
| Book Page | 2245/198 |
| Instrument | 201900013028 |
| Name | CITY NATIONAL BANK OF WEST VIRGINIA |
|---|---|
| Type | Bank |
| Address | CHARLES TOWN, WV 25414 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Sep 18, 2029 |
The 2026 property tax bill for 4 Bramble Dr was $3,174, down 0.8% from the year before.
Source: Jefferson County assessment roll, as of November 14, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Jefferson County |
| Municipality | Charles Town City |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,174.00 (-0.75%) | $230,300 (-) Land $65,400 Building $164,900 | $383,833 (-0.02%) Land $109,000 Building $274,833 |
| 2025 | $3,198.00 | $230,300 Land $65,400 Building $164,900 | $383,900 Land $109,000 Building $274,900 |
| 2023 | $2,851.00 | $203,000 Land $51,400 Building $151,600 | $338,300 Land $85,700 Building $252,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4 Bramble Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective July 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (1996–1998) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 1998 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4 Bramble Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLES TOWN UTILITIES serves 15,220 people · EPA ID WV3301905 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jul 2020 Total trihalomethanes resolved · Apr 2020 |
|---|---|
| Treatment and Procedure | Organic carbon removal Jan 2026 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Glo Fiber.
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