4 Bow St, Peabody, MA 01960 Property Records

Essex County and Peabody City property record for 4 Bow St, Peabody, MA 01960

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,968 sqft · built 1973
Lot Size	0.515 acres (22,442 sqft)
Owner	2 Individual Names on Record
Last Sale	$545,000 (Feb 2021)
Tax Bill	$7,121 (2026)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Dec 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:0023 B:0108=A`

Property Details

APN / Parcel Number

Primary APN	`M:0023 B:0108=A`
Alternative APNs	`PEAB M:0023 B:0108-A` `3235`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,968 sqft Living Area
1st Floor Area	1,484 sqft
Basement Area	484 sqft
Unfinished Basement	484 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1990
Architectural Style	Split Foyer
Exterior Material	Wood Siding
Lot Area	22,442 sqft (0.515 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	3235
Street Address	4 BOW ST
City	PEABODY
State	MA
Zip	01960-3428
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	108-A
Jurisdiction	PEABODY MA
Township / Civil Division	PEABODY
Census Block Group	3
Census Block	3016
Census Tract	210200

Owner

Source: Essex County and Peabody City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 BOW ST, PEABODY, MA 01960-3428
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2021	Fiduciary Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC
Dec 11, 2018	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Nov 6, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2021 · Amount on Record
Deed Sale	Feb 26, 2021 · Amount on Record
Prior Sale	Oct 1, 1984 · Amount on Record
Deed Book / Page	39581 / 592
Transfer Doc	37134-246
Record Updated	Oct 29, 2026

February 2021: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	PEABODY MA
Recording Date	Feb 26, 2021
Property Address	4 BOW ST, PEABODY, MA 01960-3428
Document Number	039581-592
Book / Page	39581 / 592
Instrument Date	Feb 17, 2021
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4 BOW ST, PEABODY, MA 01960-3428

Mortgage

Document Number	0039581595
Date	Feb 26, 2021
Instrument	39581/595

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEABODY MA
Property Address	4 BOW ST, PEABODY, MA 01960-3428
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37208-120
Date	Dec 11, 2018
Book Page	37208/120
Instrument	20181211000650

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PEABODY MA
Recording Date	Nov 6, 2018
Property Address	4 BOW ST, PEABODY, MA 01960-3428
Document Number	37134-246
Book / Page	037134 / 000246
Instrument Date	Oct 31, 2018
Instrument	6001400
Transaction Type	Transfer
Record Updated	Nov 28, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 BOW ST PEABODY MA 019603428, PEABODY, MA 01960-3428

Tax Assessment & Valuation

Source: Essex County and Peabody City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Peabody City
Unified School District	Peabody School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,121.00 (+11.02%)	$752,000 (+8.56%) Land $316,700 Building $435,300	$793,992 (+9.55%)
2025	$6,414.00 (+3.33%)	$692,700 (+1.78%) Land $293,200 Building $399,500	$724,755
2024	$6,207.00 (+15.18%)	$680,600 (+20.23%) Land $293,200 Building $387,400
2023	$5,389.00	$566,100 Land $244,400 Building $321,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Feb 1978 · Coastal Storms, Flood, Ice & Snow

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PEABODY WATER DEPT. serves 54,481 people · EPA ID MA3229000
Water Source	Surface water
Last State Inspection	May 2026
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50

May also be available: Verizon.

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