4 Bond Ave, Cumberland, RI 02864 Property Records

Cumberland Town property record for 4 Bond Ave, Cumberland, RI 02864

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,632 sqft · built 1999
Lot Size	0.124 acres (5,401 sqft)
Owner	Individual Name on File
Last Sale	$295,000 (Jul 2020)
Tax Bill	$4,590 (2026)
Deeds & Mortgages	Jun 2022 Mortgage Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9990-33`

Property Details

APN / Parcel Number

Primary APN	`9990-33`
Alternative APN	`CUMB M:052 B:0042 L:000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,632 sqft Living Area
Gross Area	2,568 sqft
1st Floor Area	816 sqft
Basement Area	816 sqft
Unfinished Basement	816 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,401 sqft (0.124 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	9990-33
Street Address	4 BOND AVE
City	CUMBERLAND
State	RI
Zip	02864-1752
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	100
Legal Block	42
Jurisdiction	CUMBERLAND RI
Township / Civil Division	CUMBERLAND
Census Block Group	1
Census Block	1013
Census Tract	11403

Owner

4 Bond Ave is owned and occupied by an individual who bought it in July 2020.

Source: Cumberland Town records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4 BOND AVE, CUMBERLAND, RI 02864-1752
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) SECRETARY HOUSING URBAN DEVELOPMENT
Jul 2, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage NFM LENDING
Jun 7, 2018	Tax Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2020 · Amount on File
Deed Sale	Jul 2, 2020 · Amount on File
Prior Sale	Jun 7, 2018 · Amount on File
Deed Document Number	2020115226
Deed Book / Page	1845 / 13
Prior Transfer Date	Nov 26, 2019
Prior Transfer Doc	001823-227
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	4 BOND AVE, CUMBERLAND, RI 02864-1752
Transaction Type	Mortgage
Record Updated	Jun 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001933-588
Date	Jun 14, 2022
Book Page	1933/588
Instrument	133563

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	337 Months
Due	Jul 1, 2050

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Jul 2, 2020
Property Address	4 BOND AVE, CUMBERLAND, RI 02864-1752
Document Number	0001845-13
Book / Page	1845 / 13
Instrument Date	Jun 23, 2020
Instrument	115226
Transaction Type	Transfer
Record Updated	Jun 24, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 BOND AVE, CUMBERLAND, RI 02864-1752

Mortgage

Document Number	0000115227
Date	Jul 2, 2020
Instrument	115227

Lender

Name	NFM LENDING

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

June 2018: Tax Deed, Foreclosure

Document Type	Tax Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Jun 7, 2018
Property Address	4 BOND AVE, CUMBERLAND, RI 02864-1752
Document Number	1775-186
Book / Page	001775 / 000186
Instrument Date	Jun 6, 2018
Transaction Type	Foreclosure
Record Updated	Jul 10, 2018

Transaction

Amount	Amount on Record
Tax	$1.12
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	685 WARREN AVE EAST PROVIDENCE RI 029141404, EAST PROVIDENCE, RI 02914-1404

Tax Assessment & Valuation

The 2026 property tax bill for 4 Bond Ave was $4,590, up 0.6% from the year before.

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Cumberland Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,590.00 (+0.57%)	$458,500 (+23.25%) Land $180,400 Building $278,100	$487,117
2025	$4,564.00	$372,000 Land $117,100 Building $254,900
2023	$4,323.00 (+1.77%)	$372,000 (+31.26%) Land $117,100 Building $254,900
2022	$4,248.00	$283,400 Land $92,000 Building $191,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Bond Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Dec 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Bond Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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