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4 Bluff View Ct, Saint Charles, MO 63303 Property Records

St. Charles County property record for 4 Bluff View Ct, Saint Charles, MO 63303 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,216 sqft · built 1980
Lot Size3.03 acres (131,987 sqft)
OwnerIndividual Name on File
Last Sale$350,000 (Jan 2011)
Tax Bill$5,152 (2025)
Deeds & MortgagesJan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN584520A022

Property Details

APN / Parcel Number

Primary APN584520A022
Alternative APN
  • 3-0133-5181-00-0064.0000000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area3,216 sqft Living Area
Gross Area4,784 sqft
1st Floor Area2,062 sqft
Basement Area2,062 sqft
Finished Basement1,154 sqft
Unfinished Basement908 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area131,987 sqft (3.03 acres)
Garage TypeAttached
Garage Area660 sqft
Parking Spaces3 Parking Spaces
Pool TypeSpa / Hot Tub (No Pool)
PorchOpen Porch
Porch Area84 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelSolar
SewerConnected

Location & Zoning

Account Number584520A022
Street Address4 BLUFF VIEW CT
CitySAINT CHARLES
StateMO
Zip63303-6607
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBLUFFS #1 LOT 64
Legal SubdivisionBLUFFS #1
Legal Lot Number64
JurisdictionST CHARLES MO
Township / Civil DivisionHARVESTER
Census Block Group2
Census Block2006
Census Tract311148

Owner

Source: St. Charles County records · APN 584520A022

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4 BLUFF VIEW CT, SAINT CHARLES, MO 63303-6607
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 25, 2011 · Amount on Record
Deed SaleJan 25, 2011 · Amount on Record
Deed Document Number201164530
Deed Book / Page5541 / 1000
Prior Transfer DateJan 15, 2011
Prior Transfer Doc0055411003
Record UpdatedJun 08, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address4 BLUFF VIEW CT, SAINT CHARLES, MO 63303-6607
Document Number0000005333
Instrument DateJan 11, 2021
Transaction TypeMortgage
Record UpdatedMar 26, 2021
Title CompanyTITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 BLUFF VIEW CT ST CHARLES MO 633036607, ST CHARLES, MO 63303-6607

Mortgage

Document Number0000005333
DateJan 19, 2021
Instrument5333
Lender
NameFLAT BR MTG
TypeMortgage Company
AddressCOLUMBIA, MO 65201
Agreement
AmountAmount Recorded
Term360 Months
DueJan 18, 2051

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,152.00 (+6.36%)$85,957 (+9.63%)$452,406 (+9.63%) Land $100,000 Building $352,406
2024$4,844.00
2023$78,408
2022$412,675 Land $100,000 Building $312,675

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833111482, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
above 5% of the US · above 8% of Missouri
Wildfire LikelihoodAbout 1 in 3,704 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 171 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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