4 Blue Gill Ln, Pooler, GA 31322 Property Records

Chatham County property record for 4 Blue Gill Ln, Pooler, GA 31322

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,246 sqft · built 2001
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$267,500 (Apr 2026)
Tax Bill	$2,045 (2025)
Deeds & Mortgages	Sep 2017 Mortgage Sep 2017 Second Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`1-1009A-01-115`

Property Details

APN / Parcel Number

Primary APN	`1-1009A-01-115`
Alternative APN	`F305U537`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,246 sqft Living Area
1st Floor Area	1,246 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Area	210 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	112 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	4 BLUE GILL LN
City	POOLER
State	GA
Zip	31322-8209
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 77 BERWICK LAKES PHASE 1B S MB 21S 24 .14 AC
Legal Subdivision	BERWICK LAKE
Legal Phase	1B
Legal Lot Number	77
Jurisdiction	CHATHAM GA
Township / Civil Division	POOLER-BLOOMINGDALE
Census Block Group	2
Census Block	2007
Census Tract	10819

Owner

4 Blue Gill Ln is owned and occupied by two individuals who bought it in April 2026.

Source: Chatham County records, as of October 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4 BLUE GILL LN, POOLER, GA 31322-8209
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2017	Deed of Trust, Mortgage · FHA Mortgage ALTERRA GROUP
Sep 1, 2017	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ALTERRA GROUP
May 18, 2022	Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Dec 4, 2006	Deed of Trust, Mortgage · VA Mortgage FIRST HORIZON
Sep 7, 2011	Deed of Trust, Mortgage · FHA Mortgage SWBC MORTGAGE CORP
Apr 16, 2026	Limited Warranty Deed, Transfer · VA Mortgage EQUITY PRIME MORTGAGE
May 2, 2006	Deed, Transfer · VA Mortgage AHM MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2026 · Amount on File
Deed Sale	Apr 16, 2026 · Amount on File
Prior Sale	Aug 29, 2017 · Amount on File
Deed Book / Page	3955 / 295
Prior Transfer Date	May 3, 2016
Prior Transfer Doc	0812/791
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	4 BLUE GILL LN, POOLER, GA 31322-8209
Transaction Type	Mortgage
Record Updated	Jun 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011660643
Date	Sep 1, 2017
Book Page	1166/643
Instrument	30578530017

Lender

Name	ALTERRA GROUP

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2047

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	4 BLUE GILL LN, POOLER, GA 31322-8209
Transaction Type	Mortgage
Record Updated	Jun 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011660660
Date	Sep 1, 2017
Book Page	1166/660
Instrument	30578540015

Lender

Name	ALTERRA GROUP

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2047

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	4 BLUE GILL LN, POOLER, GA 31322-8209
Transaction Type	Mortgage
Record Updated	Jun 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 BLUE GILL LN, POOLER, GA 31322-8209

Mortgage

Document Number	0028070675
Date	May 18, 2022
Book Page	0000002807/0000000675

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

December 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	4 BLUE GILL LN, POOLER, GA 31322-8209
Transaction Type	Mortgage
Record Updated	Jun 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00317L0754
Date	Dec 4, 2006
Book Page	317L/754

Lender

Name	FIRST HORIZON

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2036

September 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	4 BLUE GILL LN, POOLER, GA 31322-8209
Transaction Type	Mortgage
Record Updated	Jun 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 BLUE GILL LN, SAVANNAH, GA

Mortgage

Document Number	00372B0531
Date	Sep 7, 2011
Book Page	372B/531

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 6, 2041

April 2026: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Apr 16, 2026
Property Address	4 BLUE GILL LN, POOLER, GA 31322-8209
Document Number	0039550295
Book / Page	3955 / 295
Instrument Date	Apr 15, 2026
Transaction Type	Transfer
Record Updated	Jul 6, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 BLUE GILL LN, POOLER, GA 31322-8209

Mortgage

Document Number	3955000297,
Date	Apr 16, 2026
Book Page	3955/297

Lender

Name	EQUITY PRIME MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

May 2006: Deed, Transfer

Document Type	Deed
Jurisdiction	CHATHAM GA
Recording Date	May 2, 2006
Property Address	4 BLUE GILL LN, POOLER, GA 31322-8209
Document Number	00305U0537
Book / Page	305U / 537
Instrument Date	May 2, 2006
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 BLUE GILL LN, POOLER, GA 31322-8209
Investor	Possibly a Property Investor

Mortgage

Document Number	00305U0539
Date	May 5, 2006
Book Page	305U/539

Lender

Name	AHM MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 4 Blue Gill Ln was $2,045, up 12.6% from the year before.

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$98,040 (+3.68%) Land $18,000 Building $80,040	$245,100 (+3.68%) Land $45,000 Building $200,100
2025	$2,045.00 (+12.61%) Homeowner's exemption	$94,560 Land $18,000 Building $76,560	$236,400 Land $45,000 Building $191,400
2024	$1,816.00
2023		$83,000 (+31.08%) Land $18,000 Building $65,000	$207,500 (+31.08%) Land $45,000 Building $162,500
2022	$1,592.00	$63,320 Land $8,600 Building $54,720	$158,300 Land $21,500 Building $136,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4 Blue Gill Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 68 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	68 in force
Nearby Flood Claims	2 (2016–2025)
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Blue Gill Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LARCHMONT ESTATES SUBDIVISION private · serves 11,799 people · EPA ID GA0510034
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
AT&T Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications, T-Mobile.

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