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4 Blithe Ct, Valley Cottage, NY 10989 Property Records

Rockland County and Clarkstown Town property record for 4 Blithe Ct, Valley Cottage, NY 10989

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,592 sqft · built 1990
Lot Size0.47 acres (20,473 sqft)
Owner2 Individual Names on Record
Tax Bill$20,541 (2023)
Deeds & MortgagesMar 2018 Mortgage
Mar 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN392089 52.20-1-15

Property Details

APN / Parcel Number

Primary APN392089 52.20-1-15
Alternative APNs
  • 392089-052-020-0001-015-000-000
  • 208905202000010150000000
  • 124A5.43

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,592 sqft Living Area
Gross Area3,092 sqft
1st Floor Area1,296 sqft
2nd Floor Area1,296 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area20,473 sqft (0.47 acres)
Garage TypeAttached
Garage Area500 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number124A5.43
Street Address4 BLITHE CT
CityVALLEY COTTAGE
StateNY
Zip10989-2312
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02
Legal DescriptionJOY ACRES SEC I LOT 5-F 124-A-5.43
Legal SubdivisionJOY ACRES SEC I
Legal Block1
Legal Lot Number15.0
JurisdictionROCKLAND NY
Township / Civil DivisionCLARKSTOWN
Census Block Group2
Census Block2010
Census Tract11101

Owner

Source: Rockland County and Clarkstown Town records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4 BLITHE CT, VALLEY COTTAGE, NY 10989-2312
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 15, 2018Deed of Trust, Mortgage · Conventional Mortgage
JP MORGAN CHASE BK
Mar 15, 2018Loan Modification, Mortgage · Conventional Mortgage
JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 8, 2026

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKLAND NY
Property Address4 BLITHE CT, VALLEY COTTAGE, NY 10989-2312
Document Number0000010949
Instrument DateMar 15, 2018
Transaction TypeMortgage
Record UpdatedMay 1, 2018
Title CompanyRJS TITLE, RRS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 BLITHE CT VALLEY COTTAGE NY 109892312, VALLEY COTTAGE, NY 10989-2312

Mortgage

Document Number0000010949
DateApr 9, 2018
Instrument10949
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressCOLUMBUS, OH 43240-2050
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 8, 2033

March 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionROCKLAND NY
Property Address4 BLITHE CT, VALLEY COTTAGE, NY 10989-2312
Document Number0000010950
Instrument DateMar 15, 2018
Transaction TypeMortgage
Record UpdatedNov 17, 2020
Title CompanyRJS TITLE, RRS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 BLITHE CT VALLEY COTTAGE NY 109892312, VALLEY COTTAGE, NY 10989-2312

Mortgage

Document Number0000010950
DateApr 9, 2018
Instrument10950
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressCOLUMBUS, OH 43240-2050
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Rockland County and Clarkstown Town assessment roll, as of May 16, 2025

Property Jurisdictions

TypeName
StateNew York
CountyRockland County
County SubdivisionClarkstown Town
Unified School DistrictNyack Union Free School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$147,200 (-) Land $36,800 Building $110,400$626,916 Land $156,729 Building $470,187
2023$20,541.00$147,200 Land $36,800 Building $110,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims14 (1978–2011)
Claims Outside the SFHA2 of 14
Most Recent ClaimJun 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW YORK
private · serves 270,000 people · EPA ID NY4303673
Water SourceSurface water
Last State InspectionMar 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
Optimum
Cable · Fiber in parts of the area		940 / 35
T-Mobile
Fixed Wireless		100 / 20

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