WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
4 BLACK BEAR RUN, HILTON, NY 14468-9603
Mortgage
Document Number
202603373283
Date
Jan 13, 2026
Book Page
31233/67
Instrument
202603373283
Lender
Name
THE LYONS NATIONAL BANK
Type
Bank
Address
GENEVA, NY 14456
Agreement
Type
Line of Credit
Amount
Amount on Record
Term
359 Months
Due
Dec 20, 2055
Interest
Rate Type
Adjustable Rate
Change Frequency
Monthly
December 2025: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
MONROE NY
Property Address
4 BLACK BEAR RUN, HILTON, NY 14468-9603
Transaction Type
Mortgage
Record Updated
Mar 30, 2026
Title Company
EVOLUTION TITLE AGENCY, REVOLUTION TITLE AGENCY
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
4 BLACK BEAR RUN, HILTON, NY 14468-9603
Mortgage
Document Number
202503365642
Date
Dec 16, 2025
Book Page
31214/882
Instrument
202503365642
Lender
Name
THE LYONS NATIONAL BANK
Type
Bank
Address
GENEVA, NY 14456
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Jan 1, 2056
December 2025: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
MONROE NY
Property Address
4 BLACK BEAR RUN, HILTON, NY 14468-9603
Transaction Type
Mortgage
Record Updated
Mar 30, 2026
Title Company
EVOLUTION TITLE AGENCY, REVOLUTION TITLE AGENCY
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
4 BLACK BEAR RUN, HILTON, NY 14468-9603
Mortgage
Document Number
202503365400
Date
Dec 15, 2025
Book Page
31214/323
Instrument
202503365400
Lender
Name
THE LYONS NATIONAL BANK
Type
Bank
Address
GENEVA, NY 14456
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Jan 1, 2056
May 2024: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
MONROE NY
Property Address
4 BLACK BEAR RUN, HILTON, NY 14468-9603
Transaction Type
Mortgage
Record Updated
Mar 30, 2026
Title Company
CROSSROADS ABSTRACT INC, CROSSROADS ABSTRACT
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
109 FLOREN DR, ROCHESTER, NY 14612-1605
Mortgage
Document Number
0000000977
Date
May 20, 2024
Book Page
40520/977
Instrument
202405200977
Lender
Name
THE LYONS NATIONAL BANK
Type
Bank
Address
GENEVA, NY 14456
Agreement
Type
Construction Mortgage
Amount
Amount on Record
May 2024: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
MONROE NY
Property Address
4 BLACK BEAR RUN, HILTON, NY 14468-9603
Transaction Type
Mortgage
Record Updated
Mar 30, 2026
Title Company
CROSSROADS ABSTRACT INC, CROSSROADS ABSTRACT
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
109 FLOREN DR, ROCHESTER, NY 14612-1605
Mortgage
Document Number
0000000976
Date
May 20, 2024
Book Page
30669/536
Instrument
202405200976
Lender
Name
THE LYONS NATIONAL BANK
Type
Bank
Address
GENEVA, NY 14456
Agreement
Type
Construction Mortgage
Amount
Amount on Record
Term
370 Months
Due
Mar 1, 2055
April 2023: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
MONROE NY
Property Address
4 BLACK BEAR RUN, HILTON, NY 14468
Transaction Type
Mortgage
Record Updated
Feb 16, 2024
Title Company
STEWART TITLE, STEWART TITLE INS CO UPSTATE
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
109 FLOREN DR, ROCHESTER, NY 14612-1605
Mortgage
Document Number
0000000705
Date
Apr 25, 2023
Book Page
30271/378
Instrument
202304250705
Lender
Name
SPENCERPORT PROFESSIONAL LLC
Type
Non-Lending Institution
Address
SPENCERPORT, NY 14559
Agreement
Type
Line of Credit
Amount
Amount on Record
April 2023: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
MONROE NY
Recording Date
Apr 25, 2023
Property Address
4 BLACK BEAR RUN, HILTON, NY 14468
Document Number
0000000703
Book / Page
12806 / 195
Map Reference
LB 365 PG 9
Instrument Date
Apr 12, 2023
Instrument
202304250703
Transaction Type
Transfer
Record Updated
Feb 16, 2024
Title Company
STEWART TITLE INS CO UPSTATE
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$254.00
Amount Accuracy
Full Amount Stated
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Address
129 S UNION ST, SPENCERPORT, NY 14559-1363
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
109 FLOREN DR, ROCHESTER, NY 14612-1605
Mortgage
Document Number
0000000704
Date
Apr 25, 2023
Book Page
30271/364
Instrument
202304250704
Lender
Name
THE LYONS NATIONAL BANK
Type
Bank
Address
GENEVA, NY 14456
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
241 Months
Due
May 1, 2043
April 2023: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
MONROE NY
Recording Date
Apr 25, 2023
Property Address
4 BLACK BEAR RUN, HILTON, NY 14468-9603
Document Number
0000000703
Book / Page
12806 / 195
Map Reference
LB 365 PG 9
Instrument Date
Apr 12, 2023
Instrument
202304250703
Transaction Type
Transfer
Record Updated
Mar 30, 2026
Title Company
STEWART TITLE INS CO UPSTATE
Transaction
Amount
Amount on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$254.00
Amount Accuracy
Full Amount Stated
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Address
129 S UNION ST, SPENCERPORT, NY 14559-1363
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
109 FLOREN DR, ROCHESTER, NY 14612-1605
Mortgage
Document Number
0000000704
Date
Apr 25, 2023
Instrument
202304250704
Lender
Name
THE LYONS NATIONAL BANK
Type
Bank
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
241 Months
Due
May 1, 2043
Mortgage
Document Number
0000000705
Date
Apr 25, 2023
Book Page
30271/378
Instrument
202304250705
Lender
Name
SPENCERPORT PROFESSIONAL LLC
Type
Non-Lending Institution
Address
SPENCERPORT, NY 14559
Agreement
Type
Line of Credit
Amount
Amount on Record
Tax Assessment & Valuation
The 2026 property tax bill for 4 Black Bear Run was $15,147, up 1,455.1% from the year before.
Source: Monroe County and Greece Town assessment roll, as of March 30, 2026
Property Jurisdictions
Type
Name
State
New York
County
Monroe County
County Subdivision
Greece Town
Unified School District
Hilton Central School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$15,147.00 (+1,455.13%)
2025
$974.00
$355,000Land $40,000Building $315,000
$582,000Land $65,577Building $516,423
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 4 Black Bear Run in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Community Rating System
Class 5 (25% premium discount)
Nearby Flood Policies
1 in force
Nearby Flood Claims
1 (2017)
Claims Outside the SFHA
1 of 1
Most Recent Claim
May 2017 · other causes
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 4 Black Bear Run is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood
Under 0.01% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source
Surface water
Last State Inspection
Dec 2025
Lead
5 ppb (2026) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
Corrosion control currently in violation since Jan 2025
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025