Jackson County property record for 4 Big Trout Rd, Sylva, NC 28779 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,961 sqft · built 1901 |
| Lot Size | 0.686 acres (29,892 sqft) |
| Owner | Trust Name on File |
| Last Sale | $178,000 (Aug 2016) |
| Tax Bill | $1,652 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Oct 2019 Transfer |
| Flood Zone | Zone X (moderate risk) |
| APN | 7640-66-0582 |
| Primary APN | 7640-66-0582 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,961 sqft Heated Area |
| 1st Floor Area | 1,198 sqft |
| Basement Area | 763 sqft |
| Finished Basement | 763 sqft |
| Flooring | Tile |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1901 |
|---|---|
| Effective Year Built | Effective 1980 |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 29,892 sqft (0.686 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 168 sqft |
| Deck Area | 911 sqft |
| Patio Area | 108 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Street Address | 4 BIG TROUT RD |
|---|---|
| City | SYLVA |
| State | NC |
| Zip | 28779 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 5 OFF S RIVER RD |
| Legal Lot Number | 5 |
| Jurisdiction | JACKSON NC |
| Township / Civil Division | WEBSTER |
| Census Block Group | 2 |
| Census Block | 2046 |
| Census Tract | 950400 |
Source: Jackson County records · APN 7640-66-0582
Assessment roll updated August 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 306 SATIE CREEK WAY, MCDONOUGH, GA 30253-7915 |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Dec 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| Oct 15, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 25, 2016 · Amount on Record |
| Deed Sale | Aug 25, 2016 · Amount on Record |
| Prior Sale | Aug 27, 2015 · Amount on Record |
| Deed Book / Page | 2155 / 241 |
| Last Transfer Date | Sep 19, 2019 |
| Transfer Doc | 0022501651 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON NC |
| Property Address | 4 BIG TROUT RD, SYLVA, NC 28779 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0023220366 |
|---|---|
| Date | Dec 13, 2021 |
| Book Page | 2322/366 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 01, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | JACKSON NC |
| Recording Date | Oct 15, 2019 |
| Property Address | 4 BIG TROUT RD, SYLVA, NC 28779 |
| Document Number | 0022501651 |
| Book / Page | 002250 / 001651 |
| Instrument Date | Sep 19, 2019 |
| Transaction Type | Transfer |
| Record Updated | Nov 01, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 306 SATIE CREEK WAY MCDONOUGH GA 302537915, MCDONOUGH, GA 30253-7915 |
Source: Jackson County records · Assessment roll updated August 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Jackson County |
| Unified School District | Jackson County Schools (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $1,652.00 (+105.73%) | $434,789 (+105.65%) Land $169,200 Building $265,589 |
| 2023 | $803.00 | $211,420 Land $48,250 Building $163,170 |
Source: FEMA National Flood Hazard Layer, Jackson County (37099C), updated January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370999504002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 13 individual NFIP policies nearby |
| Nearby Flood Policies | 13 in force 8 of 13 on primary residences |
| Nearby Flood Claims | 17 (1991–2024) |
| Claims Outside the SFHA | 1 of 17 |
| Most Recent Claim | Sep 2024, river or lake flooding, Tropical Storm Helene |
| Flood Events |
|
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,639 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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