Franklin County property record for 4 Betsy Ln, Washington, MO 63090
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,722 sqft · built 1989 |
| Lot Size | 4 acres (174,240 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $338,400 (Sep 2019) |
| Tax Bill | $3,002 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-4-18.1-0-001-004.000 |
| Primary APN | 10-4-18.1-0-001-004.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,722 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Construction Type | Frame |
| Lot Area | 174,240 sqft (4 acres) |
| Patio Area | 196 sqft |
| Shed | 1 Shed |
| Street Address | 4 BETSY LN |
|---|---|
| City | WASHINGTON |
| State | MO |
| Zip | 63090-1100 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SD |
| Legal Description | LOT:1 WASHINGTON ESTATES 2 |
| Legal Range | 1W |
| Legal Township | 44N |
| Legal Section | 18 |
| Legal Subdivision | WASHINGTON ESTATES |
| Legal Lot Number | 1 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | ST. JOHNS |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 800401 |
4 Betsy Ln is owned and occupied by two individuals who bought it in September 2019.
Source: Franklin County records, as of November 11, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4 BETSY LN, WASHINGTON, MO 63090-1100 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF WASHINGTON |
| Sep 19, 2019 | Warranty Deed, Transfer BANK OF WA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 19, 2019 · Amount on File |
| Deed Sale | Sep 19, 2019 · Amount on File |
| Prior Sale | May 15, 2009 · Amount on File |
| Deed Document Number | 201912519 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 4 BETSY LN, WASHINGTON, MO 63090-1100 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0002103850 |
|---|---|
| Date | Mar 2, 2021 |
| Instrument | 2103850 |
| Name | BANK OF WASHINGTON |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Sep 19, 2019 |
| Property Address | 4 BETSY LN, WASHINGTON, MO 63090-1100 |
| Document Number | 0000012519 |
| Instrument Date | Sep 19, 2019 |
| Instrument | 12519 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2019 |
| Title Company | US TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4 BETSY LN WASHINGTON MO 630901100, WASHINGTON, MO 63090-1100 |
| Document Number | 12520 |
|---|---|
| Date | Sep 19, 2019 |
| Instrument | 12520 |
| Name | BANK OF WA |
|---|---|
| Type | Bank |
| Address | WASHINGTON, MO 63090 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 18, 2049 |
The 2025 property tax bill for 4 Betsy Ln was $3,002.
Source: Franklin County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Unified School District | Washington School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,002.00 | $56,888 | $299,410 Land $79,540 Building $219,870 |
| 2023 | $2,709.00 (+5.53%) | $50,377 | $265,140 Land $59,390 Building $205,750 |
| 2022 | $2,567.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4 Betsy Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | Jul 1993 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4 Betsy Ln is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 60% of Missouri |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wisper ISP Fixed Wireless | 400 / 30 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Verizon Fixed Wireless | 25 / 6 |
| BlueBit Networks Fixed Wireless | 10 / 1 |
May also be available: AT&T.
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