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4 Betsy Ct, Wading River, NY 11792 Property Records

Suffolk County and Brookhaven Town property record for 4 Betsy Ct, Wading River, NY 11792

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,790 sqft · built 1992
Lot Size0.4 acres (17,424 sqft)
Owner2 Individual Names on File
Last Sale$450,000 (Aug 2009)
Tax Bill$13,935 (2024)
Deeds & MortgagesOct 2019 Construction Loan
Aug 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APN0200-128.00-01.00-013.079

Property Details

APN / Parcel Number

Primary APN0200-128.00-01.00-013.079
Alternative APNs
  • 472289 128.00-01-013.079
  • 228912800000010130790000
  • 00001961634
  • 0001961634
  • 1961634

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,790 sqft Living Area

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area17,424 sqft (0.4 acres)
View / LotWaterfront

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account Number1961634
Street Address4 BETSY CT
CityWADING RIVER
StateNY
Zip11792-9545
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWADING RIVER ESTS 8774 SEC 3 79
Legal SubdivisionWADING RIVER ESTS
Legal Block8000
Legal Lot Number100
JurisdictionSUFFOLK NY
Township / Civil DivisionBROOKHAVEN
Census Block Group1
Census Block1002
Census Tract158412

Owner

4 Betsy Ct is owned and occupied by two individuals who bought it in August 2009.

Source: Suffolk County and Brookhaven Town records, as of August 11, 2026

Owner of Record2 Individual Names on File
Mailing Address4 BETSY CT, WADING RIVER, NY 11792-9545
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 8, 2019Deed of Trust, Mortgage · Construction Mortgage
FREEDOM MORTGAGE CORP
Aug 23, 2019Loan Modification, Consolidation and Extension, Mortgage · Conventional with PMI
FREEDOM MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 27, 2009 · Amount on File
Deed SaleAug 27, 2009 · Amount on File
Prior SaleNov 1, 1996 · Amount on File
Deed Book / Page12598 / 48
Record UpdatedSep 20, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address4 BETSY CT, WADING RIVER, NY 11792-9545
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0230670552
DateOct 8, 2019
Book Page23067/552
InstrumentDK023543
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term349 Months
DueNov 1, 2048

August 2019: Loan Modification, Consolidation and Extension, Mortgage

Document TypeLoan Modification, Consolidation and Extension
JurisdictionSUFFOLK NY
Property Address4 BETSY CT, WADING RIVER, NY 11792-9545
Document Number0230670553
Instrument DateAug 23, 2019
Transaction TypeMortgage
Record UpdatedJan 14, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 BETSY CT WADING RIVER NY 117929545, WADING RIVER, NY 11792-9545

Mortgage

Document Number0230670553
DateOct 8, 2019
Book Page023067/000553
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMELVILLE, NY 11747
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueOct 7, 2049
Interest
Rate TypeFixed Rate
Rate3.87%

Tax Assessment & Valuation

Source: Suffolk County and Brookhaven Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionBrookhaven Town
Unified School DistrictShoreham-Wading River Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,150 Land $400 Building $3,750$864,583 Land $75,472 Building $707,547
2024$13,935.00
2023$3,800 Land $400 Building $3,400$7,037 Land $741 Building $6,296

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4 Betsy Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Betsy Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUFFOLK COUNTY WATER AUTHORITY
serves 1,100,000 people · EPA ID NY5110526
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityAsbestos
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable · Fiber in parts of the area		940 / 35

May also be available: T-Mobile, Verizon.

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