4 Bernard Way, Edgartown, MA 02539 Property Records

Dukes County and Edgartown Town property record for 4 Bernard Way, Edgartown, MA 02539

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,390 sqft · built 2015
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on File
Last Sale	$1,525,000 (Jul 2020)
Tax Bill	$5,532 (2026)
Deeds & Mortgages	Jan 2017 Mortgage Jul 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`S5140`

Property Details

APN / Parcel Number

Primary APN	`S5140`
Alternative APN	`EDGA M:020C B:0099 L`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,390 sqft Living Area
Gross Area	4,520 sqft
Basement Area	1,144 sqft
Unfinished Basement	1,144 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,500 sqft (0.172 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	S5140
Street Address	4 BERNARD WAY
City	EDGARTOWN
State	MA
Zip	02539
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Block	99
Jurisdiction	EDGARTOWN MA
Township / Civil Division	EDGARTOWN
Census Block Group	3
Census Block	3020
Census Tract	200300

Owner

4 Bernard Way is owned by an individual who bought it in July 2020.

Source: Dukes County and Edgartown Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	50 MAXWELL TER, BRIDGEWATER, NJ 08807-1451
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2017	Deed of Trust, Mortgage EDGARTOWN NATIONAL BANK
Jul 10, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2020 · Amount on File
Deed Sale	Jul 10, 2020 · Amount on File
Prior Sale	Oct 6, 2014 · Amount on File
Deed Book / Page	1534 / 818
Prior Transfer Date	Jul 9, 2020
Prior Transfer Doc	1534-818
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EDGARTOWN MA
Property Address	4 BERNARD WAY, EDGARTOWN, MA 02539
Transaction Type	Mortgage
Record Updated	Apr 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1428-579
Date	Jan 24, 2017
Book Page	1428/579
Instrument	594

Lender

Name	EDGARTOWN NATIONAL BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	372 Months
Due	Jan 1, 2048

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EDGARTOWN MA
Recording Date	Jul 10, 2020
Property Address	4 BERNARD WAY, EDGARTOWN, MA 02539
Document Number	1534-818
Book / Page	001534 / 000818
Instrument Date	Jul 9, 2020
Instrument	3921
Transaction Type	Transfer
Record Updated	Jul 28, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$6,954.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 MAXWELL TER BRIDGEWATER NJ 088071451, BRIDGEWATER, NJ 08807-1451

Tax Assessment & Valuation

The 2026 property tax bill for 4 Bernard Way was $5,532, up 3.1% from the year before.

Source: Dukes County and Edgartown Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Dukes County
County Subdivision	Edgartown Town
Secondary School District	Martha's Vineyard School District (09 - 12)
Elementary School District	Edgartown School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,532.00 (+3.13%)	$2,230,800 (+10.22%) Land $756,700 Building $1,474,100	$3,215,907
2025	$5,364.00 (+15.26%)	$2,024,000 (+10.89%) Land $720,700 Building $1,303,300
2024	$4,654.00 (+3.91%)	$1,825,200 (+2.69%) Land $720,700 Building $1,104,500
2023	$4,479.00	$1,777,400 Land $726,000 Building $1,051,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Bernard Way in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective February 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 106 policies
Nearby Flood Policies	106 in force
Nearby Flood Claims	7 (1991–2024)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Coastal Storm, Oct 1991 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4 Bernard Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EDGARTOWN WATER DEPARTMENT serves 8,027 people · EPA ID MA4089000
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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