Essex County and Manchester-by-the-Sea Town property record for 4 Bennett St, Manchester, MA 01944
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,014 sqft · built 1776 |
| Lot Size | 0.154 acres (6,708 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $935,000 (Oct 2019) |
| Tax Bill | $10,366 (2025) |
| Deeds & Mortgages | Dec 2022 Line of Credit Mar 2020 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | MANC M:0028 B:0000 L:0051 |
| Primary APN | MANC M:0028 B:0000 L:0051 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,014 sqft Living Area |
| Gross Area | 3,252 sqft |
| Basement Area | 750 sqft |
| Unfinished Basement | 450 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1776 |
|---|---|
| Effective Year Built | Effective 1776 |
| Architectural Style | Historical |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,708 sqft (0.154 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 4 BENNETT ST |
|---|---|
| City | MANCHESTER |
| State | MA |
| Zip | 01944-1404 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | G |
| Legal Lot Number | 51 |
| Jurisdiction | MANCHESTER MA |
| Township / Civil Division | MANCHESTER-BY-THE-SEA |
| Census Block Group | 4 |
| Census Block | 4035 |
| Census Tract | 218100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Manchester Village Historic District listed 1990 · 181 contributing resources · NRIS 89002156 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
4 Bennett St is owner-occupied and held in a trust since March 2020.
Source: Essex County and Manchester-by-the-Sea Town records, as of October 6, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 4 BENNETT ST, MANCHESTER, MA 01944-1404 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 16, 2022 | Deed of Trust, Mortgage · Line of Credit BANGOR SAVINGS BANK |
| Mar 11, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Oct 15, 2019 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage BOSTON PRIVATE BANK & TRUST COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 15, 2019 · Amount on File |
| Deed Sale | Oct 15, 2019 · Amount on File |
| Prior Sale | Dec 1, 2016 · Amount on File |
| Deed Book / Page | 37934 / 362 |
| Last Transfer Date | Mar 5, 2020 |
| Transfer Doc | 38326-513 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANCHESTER MA |
| Property Address | 4 BENNETT ST, MANCHESTER, MA 01944-1404 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 041355-513 |
|---|---|
| Date | Dec 16, 2022 |
| Book Page | 41355/513 |
| Instrument | 20221216001340 |
| Name | BANGOR SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MANCHESTER MA |
| Recording Date | Mar 11, 2020 |
| Property Address | 4 BENNETT ST, MANCHESTER, MA 01944-1404 |
| Document Number | 38326-513 |
| Book / Page | 038326 / 000513 |
| Instrument Date | Mar 5, 2020 |
| Instrument | 11002160 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 4 BENNETT ST MANCHESTER BY THE SEA MA 019441404, MANCHESTER BY THE SEA, MA 01944-1404 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MANCHESTER MA |
| Recording Date | Oct 15, 2019 |
| Property Address | 4 BENNETT ST, MANCHESTER, MA 01944-1404 |
| Document Number | 37934-362 |
| Book / Page | 37934 / 362 |
| Instrument Date | Oct 9, 2019 |
| Instrument | 20191015006080 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4 BENNETT ST, MANCHESTER, MA 01944-1404 |
| Document Number | 191015006090 |
|---|---|
| Date | Oct 15, 2019 |
| Instrument | 191015006090 |
| Name | BOSTON PRIVATE BANK & TRUST COMPANY |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Nov 1, 2026 |
The 2025 property tax bill for 4 Bennett St was $10,366, up 6.3% from the year before.
Source: Essex County and Manchester-by-the-Sea Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Manchester-by-the-Sea Town |
| Unified School District | Manchester Essex Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,366.00 (+6.27%) | $1,132,900 (+8.6%) Land $553,000 Building $579,900 | $1,167,360 |
| 2024 | $9,754.00 (-2.58%) | $1,043,200 (+8.68%) Land $533,200 Building $510,000 | |
| 2023 | $10,012.00 | $959,900 Land $474,000 Building $485,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4 Bennett St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 26 policies |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 4 (1991–2018) |
| Most Recent Claim | Jan 2018 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4 Bennett St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANCHESTER BY THE SEA DPW serves 5,201 people · EPA ID MA3166000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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