4 Bennett St, Freehold, NJ 07728 Property Records

Monmouth County and Freehold Borough property record for 4 Bennett St, Freehold, NJ 07728

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 846 sqft · built 1940
Lot Size	0.124 acres (5,401 sqft)
Owner	2 Individual Names on File
Last Sale	$365,000 (Jan 2023)
Tax Bill	$4,742 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-00051-0000-00016`

Property Details

APN / Parcel Number

Primary APN	`16-00051-0000-00016`
Alternative APN	`160005100016`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	846 sqft Living Area
1st Floor Area	846 sqft
Basement Area	720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Ranch
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Other
Lot Area	5,401 sqft (0.124 acres)
Lot Dimensions	108 ft deep x 50 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	164 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	4 BENNETT ST
City	FREEHOLD
State	NJ
Zip	07728-2216
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OB0
Legal Block	51
Legal Lot Number	16
Jurisdiction	MONMOUTH NJ
Township / Civil Division	FREEHOLD
Census Block Group	2
Census Block	2015
Census Tract	810800

Owner

4 Bennett St is owned and occupied by two individuals who bought it in January 2023.

Source: Monmouth County and Freehold Borough records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4 BENNETT ST, FREEHOLD, NJ 07728-2216
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2023	Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Jul 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MTG
Feb 21, 2018	Grant Deed, Transfer · Conventional Mortgage ADVISORS MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2023 · Amount on File
Deed Sale	Jan 31, 2023 · Amount on File
Prior Sale	Feb 21, 2018 · Amount on File
Deed Document Number	20237147
Deed Book / Page	9632 / 6744
Record Updated	Sep 20, 2026

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jan 31, 2023
Property Address	4 BENNETT ST, FREEHOLD, NJ 07728-2216
Document Number	0096326744
Book / Page	9632 / 6744
Instrument Date	Dec 21, 2022
Instrument	2023007147
Transaction Type	Transfer
Record Updated	Mar 13, 2023
Title Company	TWO RIVERS TITLE COMPANY LLC, TWO RIVERS TITLE CO LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	156 WATERWORKS RD, FREEHOLD, NJ 07728-1333

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 BENNETT ST, FREEHOLD, NJ 07728-2216

Mortgage

Document Number	2023007148
Date	Jan 31, 2023
Instrument	2023007148

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	4 BENNETT ST, FREEHOLD, NJ 07728-2216
Document Number	0000085385
Instrument Date	Jul 16, 2020
Transaction Type	Mortgage
Record Updated	Sep 11, 2020
Title Company	COUNSELLORS TITLE AGENCY INC, COUNSELLORS TITLE AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 BENNETT ST FREEHOLD NJ 077282216, FREEHOLD, NJ 07728-2216

Mortgage

Document Number	0000085385
Date	Aug 6, 2020
Book Page	009431/005682
Instrument	85385

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 5, 2050

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Feb 21, 2018
Property Address	4 BENNETT ST, FREEHOLD, NJ 07728-2216
Document Number	0000020015
Book / Page	009275 / 001826
Instrument Date	Feb 5, 2018
Instrument	20015
Transaction Type	Transfer
Record Updated	Apr 3, 2018
Title Company	ACRES LAND TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 BENNETT ST FREEHOLD NJ 077282216, FREEHOLD, NJ 07728-2216

Mortgage

Document Number	20019
Date	Feb 21, 2018
Book Page	009275/001839
Instrument	20019

Lender

Name	ADVISORS MTG
Type	Mortgage Company
Address	OCEAN, NJ 07712

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 20, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4 Bennett St was $4,742, up 12.2% from the year before.

Source: Monmouth County and Freehold Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Freehold Borough
Elementary School District	Freehold Borough School District (KG - 08)
Secondary School District	Freehold Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$255,400 (+7.99%) Land $101,100 Building $154,300	$255,400 (+7.99%) Land $101,100 Building $154,300
2025	$4,742.00 (+12.21%)	$236,500 Land $83,600 Building $152,900	$236,500 Land $83,600 Building $152,900
2024	$4,226.00
2023		$202,600	$214,000 Land $74,200 Building $139,800
2022	$4,864.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Bennett St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4 Bennett St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREEHOLD BOROUGH WATER D serves 11,029 people · EPA ID NJ1315001
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2022
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Optimum, T-Mobile.

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