4 Benchmark Rd, Black Mountain, NC 28711 Property Records

Rutherford County property record for 4 Benchmark Rd, Black Mountain, NC 28711

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,844 sqft · built 2000
Lot Size	11.8 acres (517,928 sqft)
Owner	Individual Name on Record
Last Sale	$277,000 (Sep 2020)
Tax Bill	$2,229 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Aug 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1652792`

Property Details

APN / Parcel Number

Primary APN	`1652792`
Alternative APN	`58422`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,844 sqft Heated Area
Flooring	Wood

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Metal
Lot Area	517,928 sqft (11.8 acres)
Porch	Slab
Porch Area	156 sqft

Location & Zoning

Street Address	4 BENCHMARK RD
City	BLACK MOUNTAIN
State	NC
Zip	28711-8946
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HICKORY KNOB TR:B PL:39-146
Legal Subdivision	SURVEY FOR EARHAVEN ASSOCIATION INC
Legal Tract	B
Jurisdiction	RUTHERFORD NC
Township / Civil Division	CHIMNEY ROCK
Census Block Group	1
Census Block	1001
Census Tract	960301

Owner

Source: Rutherford County records, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	151 NC HWY STE B, BLACK MOUNTAIN, NC 28711
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2020	Warranty Deed, Transfer · Conventional with PMI VALERIE E NAIMAN
Aug 2, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Oct 8, 2018	Warranty Deed, Transfer · Conventional with PMI VALERIE E NAIMAN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2020 · Amount on Record
Deed Sale	Sep 22, 2020 · Amount on Record
Prior Sale	Aug 2, 2019 · Amount on Record
Deed Book / Page	2037 / 898
Prior Transfer Date	Apr 5, 2019
Prior Transfer Doc	0020210966
Record Updated	Jun 8, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Sep 22, 2020
Property Address	4 BENCHMARK RD, BLACK MOUNTAIN, NC 28711-8946
Document Number	0020370898
Book / Page	002037 / 000898
Instrument Date	Sep 22, 2020
Transaction Type	Transfer
Record Updated	Oct 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$554.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 BENCHMARK RD BLACK MOUNTAIN NC 28711, BLACK MOUNTAIN, NC 28711

Mortgage

Document Number	20370904
Date	Sep 22, 2020
Book Page	002037/000904

Lender

Name	VALERIE E NAIMAN
Address	7 GREEN OAK RD, ASHEVILLE, NC 28804-3003
Special Notes	Seller Financed

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Sep 21, 2035

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Aug 2, 2019
Property Address	4 BENCHMARK RD, BLACK MOUNTAIN, NC 28711-8946
Document Number	0020243064
Book / Page	002024 / 003064
Instrument Date	Jul 17, 2019
Transaction Type	Transfer
Record Updated	Aug 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$530.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 GREEN OAK RD ASHEVILLE NC 288043003, ASHEVILLE, NC 28804-3003

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Oct 8, 2018
Property Address	4 BENCHMARK RD, BLACK MOUNTAIN, NC 28711-8946
Document Number	0020164010
Book / Page	002016 / 004010
Instrument Date	Oct 4, 2018
Instrument	3432
Transaction Type	Transfer
Record Updated	May 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$554.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	210 RATTLESNAKE MOUNTAIN RD BLACK MOUNTAIN NC 287119425, BLACK MOUNTAIN, NC 28711-9425

Mortgage

Document Number	20164013
Date	Oct 8, 2018
Book Page	002016/004013
Instrument	3433

Lender

Name	VALERIE E NAIMAN
Address	7 GREEN OAK RD, ASHEVILLE, NC 28804-3003
Special Notes	Seller Financed

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Oct 7, 2033

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of August 29, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,229.00 (+68.74%)	$286,500 (-) Land $113,200 Building $173,300	$286,500 (-) Land $113,200 Building $173,300
2023		$286,500 Land $113,200 Building $173,300	$286,500 Land $113,200 Building $173,300
2022	$1,321.00
2021	$1,321.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	13 (2021–2024)
Claims Outside the SFHA	2 of 13
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250

Cell Coverage

4G LTE (outdoors only), no 5G reported

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