4 Bellevue Ave, Melrose, MA 02176 Property Records

Middlesex County and Melrose City property record for 4 Bellevue Ave, Melrose, MA 02176

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,041 sqft · built 1960
Lot Size	0.184 acres (8,032 sqft)
Owner	2 Individual Names on File
Last Sale	$900,000 (Dec 2020)
Tax Bill	$12,712 (2026)
Deeds & Mortgages	May 2021 Line of Credit Mar 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`MELR M:0D8 P:0000092`

Property Details

APN / Parcel Number

Primary APN	`MELR M:0D8 P:0000092`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,041 sqft Living Area
Gross Area	3,868 sqft
Basement Area	1,750 sqft
Finished Basement	875 sqft
Unfinished Basement	875 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,032 sqft (0.184 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	4 BELLEVUE AVE
City	MELROSE
State	MA
Zip	02176-3513
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URA
Jurisdiction	MELROSE MA
Township / Civil Division	MELROSE
Census Block Group	2
Census Block	2010
Census Tract	336202

Owner

4 Bellevue Ave is owned and occupied by two individuals who bought it in December 2020.

Source: Middlesex County and Melrose City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4 BELLEVUE AVE, MELROSE, MA 02176-3513
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2021	Deed of Trust, Mortgage · Line of Credit EASTERN BANK
Mar 18, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance EMBRACE HOME LOANS INC
Dec 29, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC
Oct 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2020 · Amount on File
Deed Sale	Dec 29, 2020 · Amount on File
Prior Sale	Oct 1, 1993 · Amount on File
Deed Document Number	2020251012
Deed Book / Page	76566 / 22
Prior Transfer Date	Dec 28, 2020
Prior Transfer Doc	76566-22
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Property Address	4 BELLEVUE AVE, MELROSE, MA 02176-3513
Transaction Type	Mortgage
Record Updated	May 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	77686-258
Date	May 4, 2021
Book Page	77686/258
Instrument	101210

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Property Address	4 BELLEVUE AVE, MELROSE, MA 02176-3513
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	74311-438
Date	Mar 18, 2020
Book Page	74311/438
Instrument	40738

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2040

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MELROSE MA
Recording Date	Dec 29, 2020
Property Address	4 BELLEVUE AVE, MELROSE, MA 02176-3513
Document Number	76566-22
Book / Page	76566 / 22
Instrument Date	Dec 28, 2020
Instrument	251012
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20 BELLEVUE AVE, MELROSE, MA 02176-3513

Mortgage

Document Number	251013
Date	Dec 29, 2020
Instrument	251013

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Property Address	4 BELLEVUE AVE, MELROSE, MA 02176-3513
Document Number	71901-342
Instrument Date	Oct 26, 2018
Transaction Type	Mortgage
Record Updated	Dec 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 BELLEVUE AVE MELROSE MA 021763513, MELROSE, MA 02176-3513

Mortgage

Document Number	71901-342
Date	Nov 19, 2018
Book Page	071901/000342
Instrument	7080

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 18, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 4 Bellevue Ave was $12,712, up 11,670.4% from the year before.

Source: Middlesex County and Melrose City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Melrose City
Unified School District	Melrose School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,712.00 (+11,670.37%)	$1,108,300 (+1.33%) Land $490,500 Building $617,800	$1,284,491 (+13.72%)
2025	$108.00 (-98.92%)	$1,093,700 (+8.99%) Land $490,500 Building $603,200	$1,129,550
2024	$9,965.00 (+5.79%)	$1,003,500 (+11.01%) Land $490,500 Building $513,000
2023	$9,420.00	$904,000 Land $437,500 Building $466,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Bellevue Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4 Bellevue Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MELROSE WATER DIVISION (MWRA) serves 29,938 people · EPA ID MA3178000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 785 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Netafy Fixed Wireless	476 / 106
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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