Monmouth County and Rumson Borough property record for 4 Belknap Ln, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1.5 ba · 4,872 sqft · built 1962 |
| Lot Size | 1.23 acres (54,014 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,700,000 (Oct 2023) |
| Tax Bill | $29,025 (2025) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage May 2020 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 41-00102-0000-00005 |
| Primary APN | 41-00102-0000-00005 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 4,872 sqft Living Area |
| 1st Floor Area | 2,631 sqft |
| Upper Floors Area | 2,526 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 54,014 sqft |
| Garage Type | Detached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Patio Area | 560 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 184500 |
|---|---|
| Street Address | 4 BELKNAP LN |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1902 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF40 |
| Legal Subdivision | HARTSHORNE LANE & BELKNAP LANE |
| Legal Block | 102 |
| Legal Lot Number | 5 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 803900 |
4 Belknap Ln is owned and occupied by two individuals who bought it in October 2023.
Source: Monmouth County and Rumson Borough records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4 BELKNAP LN, RUMSON, NJ 07760-1902 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 12, 2023 | Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| May 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 12, 2023 · Amount on File |
| Deed Sale | Oct 12, 2023 · Amount on File |
| Prior Sale | May 5, 2008 · Amount on File |
| Deed Document Number | 202371424 |
| Deed Book / Page | 9663 / 4294 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Oct 12, 2023 |
| Property Address | 4 BELKNAP LN, RUMSON, NJ 07760-1902 |
| Document Number | 0096634294 |
| Book / Page | 9663 / 4294 |
| Instrument Date | Sep 30, 2023 |
| Instrument | 2023071424 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Title Company | INVESTMENT TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $57,145.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6 CHERRY ST, MONMOUTH BEACH, NJ 07750-1422 |
| Name | Verified Name |
|---|---|
| Address | 4 BELKNAP LN, RUMSON, NJ 07760-1902 |
| Document Number | 2023071425 |
|---|---|
| Date | Oct 12, 2023 |
| Instrument | 2023071425 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 4 BELKNAP LN, RUMSON, NJ 07760-1902 |
| Document Number | 0000059863 |
| Instrument Date | May 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4 BELKNAP LN RUMSON NJ 077601902, RUMSON, NJ 07760-1902 |
| Document Number | 0000059863 |
|---|---|
| Date | Jun 5, 2020 |
| Book Page | 009418/008238 |
| Instrument | 59863 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 4, 2050 |
The 2025 property tax bill for 4 Belknap Ln was $29,025, up 1.7% from the year before.
Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,161,400 (+14.26%) Land $2,026,400 Building $1,135,000 | $3,161,400 (+14.26%) Land $2,026,400 Building $1,135,000 | |
| 2025 | $29,025.00 (+1.7%) | $2,766,900 Land $1,800,900 Building $966,000 | $2,766,900 Land $1,800,900 Building $966,000 |
| 2024 | $28,541.00 | ||
| 2023 | $2,647,600 (+12.03%) Land $1,767,000 Building $880,600 | $2,647,600 (+12.03%) Land $1,767,000 Building $880,600 | |
| 2022 | $30,414.00 (+4.23%) | $2,363,200 Land $1,536,000 Building $827,200 | $2,363,200 Land $1,536,000 Building $827,200 |
| 2021 | $29,180.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4 Belknap Ln in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 67 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 67 in force |
| Nearby Flood Claims | 111 (1984–2022) |
| Claims Outside the SFHA | 24 of 111 |
| Most Recent Claim | Nov 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4 Belknap Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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