4 Beaver Dam Rd, Upper Saddle River (Saddle River), NJ 07458 Property Records

Bergen County and Upper Saddle River Borough property record for 4 Beaver Dam Rd, Upper Saddle River, NJ 07458

Property Summary

Property Type	Single Family Home
Details	2,657 sqft · built 1964
Lot Size	0.86 acres (37,462 sqft)
Owner	2 Individual Names on Record
Last Sale	$999,995 (Sep 2021)
Tax Bill	$15,545 (2025)
Deeds & Mortgages	Jul 2020 Line of Credit Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`63-00512-0000-00037`

Property Details

APN / Parcel Number

Primary APN	`63-00512-0000-00037`
Alternative APNs	`630051200037` `051300`

Interior

Stories	2 Stories
Building Area	2,657 sqft Living Area

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Construction Type	Frame
Lot Area	37,462 sqft (0.86 acres)

Location & Zoning

Account Number	051300
Street Address	4 BEAVER DAM RD
City	UPPER SADDLE RIVER
State	NJ
Zip	07458-1513
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.860 AC
Legal Subdivision	ACKERSON ESTATES
Legal Block	512
Legal Lot Number	37
Jurisdiction	BERGEN NJ
Township / Civil Division	UPPER SADDLE RIVER
Census Block Group	2
Census Block	2006
Census Tract	53202

Owner

Source: Bergen County and Upper Saddle River Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 BEAVER DAM RD, UPPER SADDLE RIVER, NJ 07458-1513
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2020	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Sep 20, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 8, 2018	Deed of Trust, Mortgage · Line of Credit TD BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2021 · Amount on Record
Deed Sale	Sep 20, 2021 · Amount on Record
Prior Sale	Sep 2, 1997 · Amount on Record
Deed Document Number	2021147039
Deed Book / Page	4382 / 1727
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	4 BEAVER DAM RD, UPPER SADDLE RIVER, NJ 07458-1513
Transaction Type	Mortgage
Record Updated	Aug 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036501543
Date	Jul 24, 2020
Book Page	3650/1543
Instrument	20-068129

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jun 26, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	BERGEN NJ
Recording Date	Sep 20, 2021
Property Address	4 BEAVER DAM RD, UPPER SADDLE RIVER, NJ 07458-1513
Document Number	0043821727
Book / Page	4382 / 1727
Instrument Date	Aug 31, 2021
Instrument	2021147039
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	CATIC TITLE INSURANCE COMPANY, CATIC TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,675.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	132 HUTCH LN, 132, DURANGO, CO 81303-3604

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 BEAVER DAM RD, UPPER SADDLE RIVER, NJ 07458-1513

Mortgage

Document Number	2021147040
Date	Sep 20, 2021
Instrument	2021147040

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	4 BEAVER DAM RD, UPPER SADDLE RIVER, NJ 07458-1513
Document Number	0028710014
Instrument Date	Feb 8, 2018
Transaction Type	Mortgage
Record Updated	Mar 14, 2018
Title Company	ISGN RECORDING DEPT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 BEAVER DAM RD UPPER SADDLE RIVER NJ 074581513, UPPER SADDLE RIVER, NJ 07458-1513

Mortgage

Document Number	0028710014
Date	Feb 22, 2018
Book Page	002871/000014

Lender

Name	TD BK NA
Type	Bank
Address	PORTLAND, ME 04101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 21, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Upper Saddle River Borough
Secondary School District	Northern Highlands Regional School District (09 - 12)
Elementary School District	Upper Saddle River Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$600,200 (-) Land $319,400 Building $280,800	$600,200 (-) Land $319,400 Building $280,800
2025	$15,545.00 (+1.73%)	$600,200 (-) Land $319,400 Building $280,800	$600,200 (-) Land $319,400 Building $280,800
2024	$15,281.00 (+2.96%)
2023		$600,200 Land $319,400 Building $280,800	$600,200 Land $319,400 Building $280,800
2022	$14,842.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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