Sussex County and Hopatcong Borough property record for 4 Bear Pond Trl, Andover, NJ 07821
| Property Type | Single Family Home |
|---|---|
| Details | 836 sqft |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $360,000 (Jun 2026) |
| Tax Bill | $5,617 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-50412-0000-00007 |
| Primary APN | 12-50412-0000-00007 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 836 sqft Living Area |
| 1st Floor Area | 836 sqft |
| Construction Type | Frame |
|---|---|
| Lot Area | 7,000 sqft (0.161 acres) |
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Account Number | 00894400 |
|---|---|
| Street Address | 4 BEAR POND TRL |
| City | ANDOVER |
| State | NJ |
| Zip | 07821-2947 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Block | 50412 |
| Legal Lot Number | 7 |
| Jurisdiction | SUSSEX NJ |
| Township / Civil Division | HOPATCONG |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 374500 |
4 Bear Pond Trl is owned and occupied by an individual who bought it in June 2026.
Source: Sussex County and Hopatcong Borough records, as of July 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4 BEAR POND TRL, ANDOVER, NJ 07821-2947 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 26, 2026 · Amount on File |
| Deed Sale | Jun 26, 2026 · Amount on File |
| Prior Sale | Jul 27, 1999 · Amount on File |
| Deed Document Number | 202612106 |
| Deed Book / Page | 10464 / 863 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUSSEX NJ |
| Recording Date | Jun 26, 2026 |
| Property Address | 4 BEAR POND TRL, ANDOVER, NJ 07821-2947 |
| Document Number | 0000012106 |
| Book / Page | 10464 / 863 |
| Instrument Date | May 28, 2026 |
| Instrument | 202612106 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2026 |
| Title Company | RELIANT TITLE AGENCY LLC, RELIANT TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $36,360.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4 BEAR POND TRL, ANDOVER, NJ 07821-2947 |
| Document Number | 0000012107, |
|---|---|
| Date | Jun 26, 2026 |
| Instrument | 202612107 |
| Name | AMERICAN MORTGAGE ACCEPTANCE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Max Rate | -1% |
|---|
The 2025 property tax bill for 4 Bear Pond Trl was $5,617, up 6.2% from the year before.
Source: Sussex County and Hopatcong Borough assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Sussex County |
| Municipality | Hopatcong Borough |
| Unified School District | Hopatcong Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $253,700 (-) Land $122,100 Building $131,600 | $253,700 (-) Land $122,100 Building $131,600 | |
| 2025 | $5,617.00 (+6.2%) | $253,700 Land $122,100 Building $131,600 | $253,700 Land $122,100 Building $131,600 |
| 2024 | $5,289.00 | ||
| 2023 | $124,500 Land $68,100 Building $56,400 | $124,500 Land $68,100 Building $56,400 | |
| 2022 | $4,270.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 4 Bear Pond Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2004–2011) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4 Bear Pond Trl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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