4 Beacon St, Dumont, NJ 07628 Property Records

Bergen County and Dumont Borough property record for 4 Beacon St, Dumont, NJ 07628

Property Summary

Property Type	Single Family Home
Details	1,508 sqft · built 1955
Lot Size	0.201 acres (8,738 sqft)
Owner	2 Individual Names on Record
Last Sale	$573,000 (Jan 2023)
Tax Bill	$12,865 (2025)
Deeds & Mortgages	May 2026 Mortgage Jan 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-00308-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`10-00308-0000-00005`
Alternative APNs	`100030800005` `398800`

Interior

Building Area	1,508 sqft Living Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Lot Area	8,738 sqft (0.201 acres)
Lot Dimensions	95 ft deep x 92 ft wide

Location & Zoning

Account Number	398800
Street Address	4 BEACON ST
City	DUMONT
State	NJ
Zip	07628-1202
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	92X95
Legal Subdivision	DELONG GARDENS SEC 3
Legal Block	308
Legal Lot Number	5
Jurisdiction	BERGEN NJ
Township / Civil Division	DUMONT
Census Block Group	2
Census Block	2003
Census Tract	10100

Owner

Source: Bergen County and Dumont Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 BEACON ST, DUMONT, NJ 07628-1202
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN
Jan 3, 2023	Bargain and Sale Deed, Transfer · Conventional Mortgage UNMB HOME LOANS INC
Oct 10, 2017	Grant Deed, Transfer · FHA Mortgage QUICK FUND
Mar 31, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2023 · Amount on Record
Deed Sale	Jan 3, 2023 · Amount on Record
Prior Sale	Oct 10, 2017 · Amount on Record
Deed Document Number	2023401
Deed Book / Page	4894 / 439
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Recording Date	May 13, 2026
Property Address	4 BEACON ST, DUMONT, NJ 07628-1202
Document Number	0000032112
Book / Page	5795 / 1969
Instrument Date	Apr 27, 2026
Instrument	202632112
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	4 BEACON ST, DUMONT, NJ 07628-1202

Mortgage

Document Number	0000032112,
Date	May 13, 2026
Book Page	5795/1969
Instrument	202632112

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

January 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	BERGEN NJ
Recording Date	Jan 3, 2023
Property Address	4 BEACON ST, DUMONT, NJ 07628-1202
Document Number	0048940439
Book / Page	4894 / 439
Instrument Date	Nov 23, 2022
Instrument	2023000401
Transaction Type	Transfer
Record Updated	Jan 24, 2023
Title Company	CARNEGIE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,898.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18903 GERANIUM PL, TAMPA, FL 33647-3097

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4 BEACON ST, DUMONT, NJ 07628-1202

Mortgage

Document Number	2023000402
Date	Jan 3, 2023
Instrument	2023000402

Lender

Name	UNMB HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERGEN NJ
Recording Date	Oct 10, 2017
Property Address	4 BEACON ST, DUMONT, NJ 07628-1202
Document Number	0027451815
Book / Page	002745 / 001815
Instrument Date	Sep 20, 2017
Transaction Type	Transfer
Record Updated	Nov 3, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$465.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 BEACON ST DUMONT NJ 076281202, DUMONT, NJ 07628-1202

Mortgage

Document Number	27451822
Date	Oct 10, 2017
Book Page	002745/001822

Lender

Name	QUICK FUND
Type	Funding / Finance Company
Address	ROCKVILLE CENTRE, NY 11570

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 9, 2047

March 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BERGEN NJ
Recording Date	Mar 31, 2017
Property Address	4 BEACON ST, DUMONT, NJ 07628-1202
Document Number	0025770745
Book / Page	002577 / 000745
Instrument Date	Dec 12, 2016
Transaction Type	Foreclosure
Record Updated	May 25, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$265.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	528 LAFAYETTE AVE HAWTHORNE NJ 075062423, HAWTHORNE, NJ 07506-2423

Tax Assessment & Valuation

Source: Bergen County and Dumont Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Dumont Borough
Unified School District	Dumont Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$593,800 (+8%) Land $372,000 Building $221,800	$593,800 (+8%) Land $372,000 Building $221,800
2025	$12,865.00 (-1.5%)	$549,800 (+71.12%) Land $339,100 Building $210,700	$549,800 (+71.12%) Land $339,100 Building $210,700
2024	$13,061.00 (+4.69%)
2023		$321,300 Land $186,900 Building $134,400	$321,300 Land $186,900 Building $134,400
2022	$12,476.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	8 (1983–2011)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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