4 Beacon Point Ct, Irmo, SC 29063 Property Records

Richland County property record for 4 Beacon Point Ct, Irmo, SC 29063

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,062 sqft · built 2003
Lot Size	0.343 acres (14,981 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,359 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02308-01-10`

Property Details

APN / Parcel Number

Primary APN	`02308-01-10`
Alternative APNs	`R02308-01-10` `01553312`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,062 sqft Heated Area
Gross Area	4,024 sqft
1st Floor Area	1,370 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,981 sqft (0.343 acres)
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	276 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01553312
Street Address	4 BEACON POINT CT
City	IRMO
State	SC
Zip	29063-8080
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-LD
Legal Description	LOT 28 49.9X159.2X142.7X122.1 #SU BEACON POINT #PR RB148-458
Legal Subdivision	BEACON POINT
Legal Lot Number	28,49
Jurisdiction	RICHLAND SC
Township / Civil Division	DUTCH FORK
Census Block Group	1
Census Block	1008
Census Tract	10310

Owner

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 BEACON POINT CT, IRMO, SC 29063-8080
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2026	Deed of Trust, Mortgage · Line of Credit CAROLINA COLLEGIATE FCU
Dec 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	4 BEACON POINT CT, IRMO, SC 29063-8080
Transaction Type	Mortgage
Record Updated	Feb 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030982744
Date	Feb 11, 2026
Book Page	3098/2744
Instrument	2026006585

Lender

Name	CAROLINA COLLEGIATE FCU
Type	Credit Union
Address	COLUMBIA, SC 29209

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 10, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	4 BEACON POINT CT, IRMO, SC 29063-8080
Transaction Type	Mortgage
Record Updated	Apr 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026993699
Date	Dec 21, 2021
Book Page	2699/3699
Instrument	2021084508

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Unified School District	Lexington School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,359.00 (+19.54%)	$413,000 (+2,775.24%)	$464,600 (+29.38%) Land $60,000 Building $404,600
2023	$2,810.00 (-0.85%)	$14,364 (+0.03%)	$359,100 (-)
2021	$2,834.00	$14,360	$359,100 Land $50,400 Building $308,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 45 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	50 units insured incl. 5 condo units
Nearby Flood Claims	3 (2015–2026)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 98% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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