Suffolk County and Smithtown Town property record for 4 Baylor Dr, Smithtown, NY 11787
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $495,000 (Sep 2019) |
| Tax Bill | $12,269 (2024) |
| Deeds & Mortgages | Dec 2024 Mortgage Aug 2020 Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 105.-1-29 |
| Primary APN | 473489 105.-1-29 |
|---|---|
| Alternative APNs |
|
| Lot Area | 10,890 sqft (0.25 acres) |
|---|
| Street Address | 4 BAYLOR DR |
|---|---|
| City | SMITHTOWN |
| State | NY |
| Zip | 11787-2002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 7-278526 TC-70 *2463 LOT 26 EAST HILL ESTS SEC 3 |
| Legal Block | 1 |
| Legal Lot Number | 29 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 135002 |
Source: Suffolk County and Smithtown Town records, as of August 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4 BAYLOR DR, SMITHTOWN, NY 11787-2002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 5, 2024 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) NBCK BANK |
| Aug 20, 2020 | Deed of Trust, Mortgage · Construction Mortgage FREEDOM MORTGAGE CORP |
| Jul 27, 2020 | Loan Modification, Consolidation and Extension, Mortgage · Conventional with PMI FREEDOM MTG |
| Sep 5, 2019 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 5, 2019 · Amount on Record |
| Deed Sale | Sep 5, 2019 · Amount on Record |
| Prior Sale | Oct 15, 2013 · Amount on Record |
| Deed Book / Page | 13027 / 198 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 4 BAYLOR DR, SMITHTOWN, NY 11787-2002 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0236270013 |
|---|---|
| Date | Dec 5, 2024 |
| Book Page | 23627/13 |
| Name | NBCK BANK |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 169 Months |
| Due | Jan 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 4 BAYLOR DR, SMITHTOWN, NY 11787-2002 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0231650077 |
|---|---|
| Date | Aug 20, 2020 |
| Book Page | 23165/77 |
| Instrument | DL021444 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Sep 1, 2049 |
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 4 BAYLOR DR, SMITHTOWN, NY 11787-2002 |
| Document Number | 0231820704 |
| Instrument Date | Jul 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 5, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4 BAYLOR DR SMITHTOWN NY 117872002, SMITHTOWN, NY 11787-2002 |
| Document Number | 0231820704 |
|---|---|
| Date | Oct 9, 2020 |
| Book Page | 023182/000704 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 8, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.12% |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Sep 5, 2019 |
| Property Address | 4 BAYLOR DR, SMITHTOWN, NY 11787-2002 |
| Document Number | 0130270198 |
| Book / Page | 13027 / 198 |
| Instrument Date | Jul 18, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Smithtown Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,145 (-) Land $300 Building $4,845 | $643,125 (+10,774.62%) Land $37,500 Building $605,625 | |
| 2024 | $12,269.00 | ||
| 2023 | $5,145 Land $300 Building $4,845 | $5,914 Land $345 Building $5,569 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1979–1981) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Feb 1981 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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