4 Bay St, Berlin, MD 21811 Property Records

Worcester County property record for 4 Bay St, Berlin, MD 21811

Property Summary

Property TypeMarina, Boat Slips, Yacht Club, Boat Landing
Details1 ba · 816 sqft · built 2009
Lot Size0.009 acres (396 sqft)
Owner2 Individual Names on Record
Last Sale$29,900 (Sep 2009)
Tax Bill$111 (2026)
Deeds & MortgagesOct 2019 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN03-172392

Property Details

APN / Parcel Number

Primary APN03-172392
Alternative APN
  • 172392

Interior

Full Baths1 Bath
Units5 Units
Building Area816 sqft Living Area

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Architectural StyleCondo/Apartment
Lot Area396 sqft (0.009 acres)
View / LotWaterfront
Boat AccessBoat Access

Location & Zoning

Account Number172392
Street Address4 BAY ST
CityBERLIN
StateMD
Zip21811-1284
Property CategoryPublic Works
Property TypePublic Works > Marina, Boat Slips, Yacht Club, Boat Landing
Legal DescriptionUNIT 4 MARINA BAY PT PLANT MARINA CM
Legal Lot Number4
JurisdictionWORCESTER MD
Township / Civil Division3, SINEPUXENT
Census Block Group1
Census Block1010
Census Tract951000

Owner

Source: Worcester County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address11724 TURVILLE LN, BERLIN, MD 21811-1421
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 25, 2009 · Amount on Record
Deed SaleSep 25, 2009 · Amount on Record
Deed Document Number2009372669
Deed Book / Page5353 / 223
Record UpdatedOct 29, 2026

October 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionWORCESTER MD
Recording DateOct 31, 2019
Property Address4 BAY ST, BERLIN, MD 21811-1284
Document Number0075240001
Book / Page007524 / 000001
Instrument DateOct 17, 2019
Transaction TypeTransfer
Record UpdatedNov 18, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$367.50
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address12804 HEATHLAND DR BISHOPVILLE MD 218131688, BISHOPVILLE, MD 21813-1688

Mortgage

Document Number75240005
DateOct 31, 2019
Book Page007524/000005
Lender
NameCALVIN B TAYLOR BANKING/BERLIN
TypeBank
AddressBERLIN, MD 21811
Agreement
TypeConventional with PMI
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyWorcester County
Unified School DistrictWorcester County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$111.00$12,000 (-) Building $12,000$12,000 (-) Building $12,000
2025$111.00 (-2.63%)$12,000 (-) Building $12,000$12,000 (-) Building $12,000
2023$114.00$12,000 Building $12,000$12,000 Building $12,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 24 individual policies
Nearby Flood Policies27 units insured
incl. 3 condo units
Nearby Flood Claims13 (1992–2020)
Claims Outside the SFHA12 of 13
Most Recent ClaimJul 2020 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Oct 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

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