Lake County property record for 4 Bay Ridge Loop, Mascotte, FL 34753
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,227 sqft · built 1995 |
| Lot Size | 0.267 acres (11,626 sqft) |
| Owner | Individual Name on File |
| Last Sale | $176,000 (Sep 2019) |
| Tax Bill | $2,931 (2024) |
| Deeds & Mortgages | Mar 2022 Mortgage Sep 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-22-24-0025-000-03200 |
| Primary APN | 15-22-24-0025-000-03200 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,227 sqft Living Area |
| Gross Area | 1,487 sqft |
| 1st Floor Area | 1,227 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 11,626 sqft (0.267 acres) |
| Lot Dimensions | 128 ft deep x 94 ft wide |
| Garage Type | Attached |
| Garage Area | 260 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Screened/Unfinished Porch |
|---|---|
| Porch Area | 200 sqft |
| Deck Area | Deck Area |
| Patio Area | 50 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 3588797 |
|---|---|
| Street Address | 4 BAY RIDGE LOOP |
| City | MASCOTTE |
| State | FL |
| Zip | 34753-8833 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SFLD |
| Legal Description | MASCOTTE BAY RIDGE SUB LOT 32 PB 35 PGS 44-45 ORB 5341 PG 536 |
| Legal Range | 24E |
| Legal Township | 22S |
| Legal Section | 15 |
| Legal Subdivision | MASCOTTE BAY RIDGE SUB |
| Legal Tract | 0025 |
| Legal Lot Number | 32 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | GROVELAND-MASCOTTE |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 31205 |
Source: Lake County records · APN 15-22-24-0025-000-03200
Assessment roll updated November 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4 BAY RIDGE LOOP, MASCOTTE, FL 34753-8833 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Mar 03, 2022 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| Sep 13, 2019 | Warranty Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 13, 2019 · Amount on Record |
| Deed Sale | Sep 13, 2019 · Amount on Record |
| Prior Sale | Feb 11, 2014 · Amount on Record |
| Deed Document Number | 2019103395 |
| Deed Book / Page | 5341 / 536 |
| Prior Transfer Date | Aug 09, 2016 |
| Prior Transfer Doc | 0048232179 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 4 BAY RIDGE LOOP, MASCOTTE, FL 34753-8833 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 85036 COCONUT CV, FERNANDINA BEACH, FL 32034-1495 |
| Investor | Possibly a Property Investor |
| Document Number | 0059062110 |
|---|---|
| Date | Mar 03, 2022 |
| Book Page | 5906/2110 |
| Instrument | 2022029157 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Sep 13, 2019 |
| Property Address | 4 BAY RIDGE LOOP, MASCOTTE, FL 34753-8833 |
| Document Number | 0053410536 |
| Book / Page | 5341 / 0536 |
| Map Reference | MB 35 PG 44&45 |
| Instrument Date | Sep 13, 2019 |
| Instrument | 2019103395 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2022 |
| Title Company | RIVER CITY TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,232.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1010 GREENHILL RD, 1010, MILL VALLEY, CA 94941-3496 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4 BAY RIDGE LOOP, MASCOTTE, FL 34753-8833 |
| Investor | Possibly a Property Investor |
| Document Number | 0053410538 |
|---|---|
| Date | Sep 13, 2019 |
| Instrument | 5341/0538 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROU |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2049 |
Source: Lake County records · Assessment roll updated November 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Mascotte City |
| Unified School District | Lake County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $171,570 (+2.9%) | $238,031 (-) Land $60,000 Building $178,031 | |
| 2025 | $166,740 (+5.98%) Land $60,000 Building $106,740 | $238,031 (+11%) Land $60,000 Building $178,031 | |
| 2024 | $2,931.00 (+9.2%) | ||
| 2023 | $2,684.00 (+4.31%) Homeowner's exemption | $157,330 (+3%) | $214,447 (+15.33%) Land $60,000 Building $154,447 |
| 2022 | $2,573.00 Homeowner's exemption | $152,750 | $185,947 Land $31,500 Building $154,447 |
Source: FEMA National Flood Hazard Layer, Lake County (12069C), as of September 20, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120690312051, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 3 (2004–2017) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
| Wildfire Risk | Moderate above 59% of the US · lower than 67% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Hotwire Communications.
Based on FCC filings for 112 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system FL3350812, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MASCOTTE WATER DEPARTMENT serves 12,355 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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