4 Bay Pointe Dr, Bloomington, IL 61704 Property Records

McLean County property record for 4 Bay Pointe Dr, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,255 sqft · built 1987
Lot Size	0.23 acres (10,012 sqft)
Owner	Individual Name on File
Last Sale	$228,500 (Jul 2016)
Tax Bill	$7,906 (2024)
Deeds & Mortgages	Sep 2021 Transfer Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-25-185-002`

Property Details

APN / Parcel Number

Primary APN	`14-25-185-002`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,255 sqft Living Area
Gross Area	4,246 sqft
1st Floor Area	1,507 sqft
Basement Area	1,075 sqft
Finished Basement	648 sqft
Unfinished Basement	427 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	10,012 sqft (0.23 acres)
Lot Dimensions	109 ft deep x 89 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	564 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4 BAY POINTE DR
City	BLOOMINGTON
State	IL
Zip	61704-1411
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	NORTH POINTE #7 SUB LOT 626
Legal Range	02E
Legal Township	24N
Legal Section	25
Legal Subdivision	NORTH POINTE #7 SUB
Legal Lot Number	626
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	1
Census Block	1010
Census Tract	506

Owner

4 Bay Pointe Dr is owned and occupied by an individual who acquired it in September 2021.

Source: McLean County records, as of April 8, 2026

Owner of Record	Individual Name on File
Mailing Address	4 BAY POINTE DR, BLOOMINGTON, IL 61704-1411
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2021	Quit Claim Deed, Transfer Quitclaim
Sep 28, 2021	Quit Claim Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2016 · Amount on File
Deed Sale	Jul 21, 2016 · Amount on File
Prior Sale	Jun 19, 2012 · Amount on File
Deed Document Number	201613402
Last Transfer Date	Sep 8, 2021
Transfer Doc	0000023385
Record Updated	Sep 20, 2026

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCLEAN IL
Recording Date	Sep 14, 2021
Property Address	4 BAY POINTE DR, BLOOMINGTON, IL 61704-1411
Document Number	202100022134
Map Reference	DOC 1986-9608
Instrument Date	Sep 8, 2021
Instrument	2021-00022134
Transaction Type	Transfer
Record Updated	Sep 23, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 BAY POINTE DR, BLOOMINGTON, IL 61704-1411

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCLEAN IL
Recording Date	Sep 28, 2021
Property Address	4 BAY POINTE DR, BLOOMINGTON, IL 61704-1411
Document Number	202100023385
Instrument Date	Sep 8, 2021
Instrument	2021-00023385
Transaction Type	Transfer
Record Updated	Oct 6, 2021
Title Company	MORTGAGE CONNECT LP

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 BAY POINTE DR, BLOOMINGTON, IL 61704-1411

Mortgage

Document Number	202100023386
Date	Sep 28, 2021
Instrument	2021-00023386

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$109,946 Land $24,929 Building $85,017	$329,838 Land $74,787 Building $255,051
2024	$7,906.00 (+16.83%)
2023	$6,767.00	$85,869 Land $19,470 Building $66,399	$257,607 Land $58,410 Building $199,197

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4 Bay Pointe Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4 Bay Pointe Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Pavlov Media.

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