4 Baldwin St, Haverhill, MA 01832 Property Records

Essex County and Haverhill City property record for 4 Baldwin St, Haverhill, MA 01832

Property Summary

Property Type	Duplex
Details	7 bd · 2 ba · 2,504 sqft · built 1900
Lot Size	0.169 acres (7,349 sqft)
Owner	Company Name on Record
Last Sale	$364,000 (Jul 2025)
Tax Bill	$5,520 (2025)
Deeds & Mortgages	Mar 2024 Refinance Jul 2025 Foreclosure + 2 more
Flood Zone	Zone X (minimal risk)
APN	`502-231-32`

Property Details

APN / Parcel Number

Primary APN	`502-231-32`
Alternative APN	`HAVE M:0502 B:00231 L:32`

Interior

Bedrooms	7 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,504 sqft Living Area
Gross Area	4,678 sqft
Basement Area	1,064 sqft
Unfinished Basement	1,064 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,349 sqft (0.169 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	502-231-32
Street Address	4 BALDWIN ST
City	HAVERHILL
State	MA
Zip	01832-5310
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Block	231
Legal Lot Number	32
Jurisdiction	HAVERHILL MA
Township / Civil Division	HAVERHILL
Census Block Group	2
Census Block	2014
Census Tract	260800

Owner

Source: Essex County and Haverhill City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	13 JONES RD, PELHAM, NH 03076-3209
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance HAVERHILL, CITY OF
Jul 15, 2025	Foreclosure
Dec 31, 2019	Deed of Trust, Mortgage · FHA Mortgage HOME POINT FINANCIAL CORPORATION
Mar 14, 2018	Quit Claim Deed, Transfer · FHA Mortgage MORTGAGE EQUITY PTRS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2025 · Amount on Record
Deed Sale	Jul 15, 2025 · Amount on Record
Prior Sale	Mar 14, 2018 · Amount on Record
Deed Book / Page	42829 / 498
Prior Transfer Date	Apr 22, 2025
Prior Transfer Doc	042829-498
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAVERHILL MA
Property Address	4 BALDWIN ST, HAVERHILL, MA 01832-5310
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	042028-327
Date	Mar 19, 2024
Book Page	42028/327
Instrument	20240319000730

Lender

Name	HAVERHILL, CITY OF

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

July 2025: Foreclosure

Document Type	Foreclosure
Jurisdiction	HAVERHILL MA
Recording Date	Jul 15, 2025
Property Address	4 BALDWIN ST, HAVERHILL, MA 01832-5310
Document Number	042829-498
Book / Page	42829 / 498
Instrument Date	Apr 22, 2025
Instrument	20250715001220
Transaction Type	Foreclosure
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 JONES RD, PELHAM, NH 03076-3209

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAVERHILL MA
Property Address	4 BALDWIN ST, HAVERHILL, MA 01832-5310
Transaction Type	Mortgage
Record Updated	Jun 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38163-389
Date	Dec 31, 2019
Book Page	38163/389
Instrument	20191231001560

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAVERHILL MA
Recording Date	Mar 14, 2018
Property Address	4 BALDWIN ST, HAVERHILL, MA 01832-5310
Document Number	36584-186
Book / Page	036584 / 000186
Instrument Date	Mar 14, 2018
Instrument	1803143710
Transaction Type	Transfer
Record Updated	Apr 3, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,482.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 DAVIS PL #F3 HAVERHILL MA 01830, F3, HAVERHILL, MA 01830

Mortgage

Document Number	36584-188
Date	Mar 14, 2018
Book Page	036584/000188
Instrument	1803143720

Lender

Name	MORTGAGE EQUITY PTRS
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 13, 2048

Tax Assessment & Valuation

Source: Essex County and Haverhill City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Haverhill City
Unified School District	Haverhill School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,520.00 (+6.73%)	$515,400 (+6.03%) Land $146,700 Building $368,700	$672,555
2024	$5,172.00 (+5.62%)	$486,100 (+10.68%) Land $145,200 Building $340,900
2023	$4,897.00	$439,200 Land $132,800 Building $306,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	15 units insured incl. 6 condo units
Nearby Flood Claims	18 (1978–2010)
Claims Outside the SFHA	6 of 18
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Inland And Coastal Flooding, Apr 2007 · 6 claims Severe Storms And Flooding, May 2006 · 6 claims Severe Storms & Flooding, Apr 1987 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAVERHILL WATER DEPT serves 61,277 people · EPA ID MA3128000
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 679 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Verizon.

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