4 Baldwin Rd, Wilmington, MA 01887 Property Records

Middlesex County and Wilmington Town property record for 4 Baldwin Rd, Wilmington, MA 01887

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,247 sqft · built 1950
Lot Size	0.69 acres (30,056 sqft)
Owner	Individual Name on File
Last Sale	$499,000 (Feb 2019)
Tax Bill	$8,842 (2026)
Deeds & Mortgages	Mar 2021 Refinance Mar 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`WILM M:0008 L:0000 P:0024`

Property Details

APN / Parcel Number

Primary APN	`WILM M:0008 L:0000 P:0024`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,247 sqft Living Area
Gross Area	3,607 sqft
1st Floor Area	1,232 sqft
Basement Area	1,072 sqft
Unfinished Basement	1,072 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	30,056 sqft (0.69 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	4 BALDWIN RD
City	WILMINGTON
State	MA
Zip	01887-2801
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10/20
Jurisdiction	WILMINGTON MA
Township / Civil Division	WILMINGTON
Census Block Group	2
Census Block	2012
Census Tract	331300

Owner

4 Baldwin Rd is owned and occupied by an individual who bought it in February 2019.

Source: Middlesex County and Wilmington Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4 BALDWIN RD, WILMINGTON, MA 01887-2801
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CALIBER HOME LOANS INC
Mar 16, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CALIBER HOME LOANS INC
Feb 27, 2020	Deed of Trust, Mortgage · Conventional with PMI CITIZENS BK
May 14, 2019	Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2019 · Amount on File
Deed Sale	Feb 28, 2019 · Amount on File
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILMINGTON MA
Property Address	4 BALDWIN RD, WILMINGTON, MA 01887-2801
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000309906
Date	Mar 16, 2021
Instrument	309906

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILMINGTON MA
Property Address	4 BALDWIN RD, WILMINGTON, MA 01887-2801
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	309906
Date	Mar 16, 2021
Instrument	309906

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILMINGTON MA
Property Address	4 BALDWIN RD, WILMINGTON, MA 01887-2801
Document Number	0000304377
Instrument Date	Feb 27, 2020
Transaction Type	Mortgage
Record Updated	Mar 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 BALDWIN RD WILMINGTON MA 018872801, WILMINGTON, MA 01887-2801

Mortgage

Document Number	0000304377
Date	Mar 3, 2020
Instrument	304377

Lender

Name	CITIZENS BK
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 2, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILMINGTON MA
Property Address	4 BALDWIN RD, WILMINGTON, MA 01887-2801
Document Number	0000300677
Instrument Date	May 14, 2019
Transaction Type	Mortgage
Record Updated	Jun 4, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 BALDWIN RD WILMINGTON MA 018872801, WILMINGTON, MA 01887-2801

Mortgage

Document Number	0000300677
Date	May 21, 2019
Instrument	300677

Lender

Name	CALIBER HM LNS

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 20, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 4 Baldwin Rd was $8,842, up 8.2% from the year before.

Source: Middlesex County and Wilmington Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Wilmington Town
Unified School District	Wilmington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,842.00 (+8.17%)	$774,900 (+8.54%) Land $288,100 Building $486,800	$832,990 (-4.11%)
2025	$8,174.00 (+3.26%)	$713,900 (+3.08%) Land $266,800 Building $447,100	$868,680 (+3.11%)
2024	$7,916.00 (+4.32%)	$692,600 (+8.99%) Land $266,800 Building $425,800	$842,460
2023	$7,588.00	$635,500 Land $242,500 Building $393,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Baldwin Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	8 (1981–2006)
Claims Outside the SFHA	1 of 8
Most Recent Claim	May 2006 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2006 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Baldwin Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILMINGTON WATER DEPT serves 21,654 people · EPA ID MA3342000
Water Source	Purchased surface water from MWRA
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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