4 Baldwin Ln, North Reading, MA 01864 Property Records

Middlesex County and North Reading Town property record for 4 Baldwin Ln, North Reading, MA 01864

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,168 sqft · built 1995
Lot Size	0.94 acres (40,946 sqft)
Owner	Company Name on Record
Tax Bill	$12,543 (2025)
Deeds & Mortgages	Aug 2017 Transfer May 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:24-P:071`

Property Details

APN / Parcel Number

Primary APN	`M:24-P:071`
Alternative APN	`NREA M:024.0 B:0000 L:0071.0`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,168 sqft Living Area
1st Floor Area	1,284 sqft
Basement Area	1,284 sqft
Unfinished Basement	1,284 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Lot Area	40,946 sqft (0.94 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	4 BALDWIN LN
City	NORTH READING
State	MA
Zip	01864-2277
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	71.0
Jurisdiction	NORTH READING MA
Township / Civil Division	NORTH READING
Census Block Group	1
Census Block	1010
Census Tract	330201

Owner

Source: Middlesex County and North Reading Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4 BALDWIN LN, NORTH READING, MA 01864-2277
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2017	Quit Claim Deed, Transfer Quitclaim
May 20, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Mar 20, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2017
Deed Sale	Aug 28, 2017
Prior Sale	Mar 20, 2017
Deed Document Number	2017137370
Deed Book / Page	69834 / 587
Record Updated	Jun 8, 2026

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTH READING MA
Recording Date	Aug 28, 2017
Property Address	4 BALDWIN LN, NORTH READING, MA 01864-2277
Document Number	69834-587
Book / Page	069834 / 000587
Instrument Date	Aug 8, 2017
Instrument	137370
Transaction Type	Transfer
Record Updated	Sep 19, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	4 BALDWIN LN NORTH READING MA 018642277, NORTH READING, MA 01864-2277

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH READING MA
Property Address	4 BALDWIN LN, NORTH READING, MA 01864-2277
Document Number	69355-412
Book / Page	069355 / 000412
Instrument Date	May 20, 2017
Transaction Type	Mortgage
Record Updated	Jun 20, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	69355-412
Date	May 31, 2017
Book Page	069355/000412
Instrument	80224

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 30, 2047

Interest

Rate Type	Adjustable Rate

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTH READING MA
Recording Date	Mar 20, 2017
Property Address	4 BALDWIN LN, NORTH READING, MA 01864-2277
Document Number	69026-173
Book / Page	069026 / 000173
Instrument Date	Mar 10, 2017
Instrument	40491
Transaction Type	Transfer
Record Updated	Apr 11, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4 BALDWIN LN NORTH READING MA 018642277, NORTH READING, MA 01864-2277

Tax Assessment & Valuation

Source: Middlesex County and North Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	North Reading Town
Unified School District	North Reading School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$12,543.00 (+4.26%)	$960,400 (+5.46%) Land $503,600 Building $456,800
2024	$12,030.00 (+0.48%)	$910,700 (+6.42%) Land $453,900 Building $456,800
2023	$11,973.00	$855,800 Land $445,200 Building $410,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH READING WATER DEPT. serves 16,379 people · EPA ID MA3213000
Water Source	Purchased surface water from ANDOVER WATER DEPT
Last State Inspection	Dec 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	Coliform assessment Aug 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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