Rensselaer County and Troy City property record for 4 Bal Harbour Dr, Troy, NY 12182
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 897 sqft · built 1969 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $137,500 (Jan 2019) |
| Tax Bill | $6,055 (2026) |
| Deeds & Mortgages | Aug 2020 Loan Modification Aug 2020 Mortgage + 1 more |
| APN | 381700 80.35-1-10 |
| Primary APN | 381700 80.35-1-10 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 897 sqft Living Area |
| 1st Floor Area | 897 sqft |
| Game Room | Game Room |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Ranch |
| Exterior Material | Composition/Composite |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 179 ft deep x 49.2 ft wide |
| Garage Type | Mixed |
| Garage Area | 351 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 256 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1713740 |
|---|---|
| Street Address | 4 BAL HARBOUR DR |
| City | TROY |
| State | NY |
| Zip | 12182-1602 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF |
| Legal Description | 1 STY FR HSE & ATT GAR & CARPORT /4 MIAMI BEACH EST |
| Legal Block | 1 |
| Legal Lot Number | 10.000 |
| Jurisdiction | RENSSELAER NY |
| Township / Civil Division | TROY |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 41400 |
4 Bal Harbour Dr is owned and occupied by two individuals who bought it in January 2019.
Source: Rensselaer County and Troy City records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4 BAL HARBOUR DR, TROY, NY 12182-1602 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 19, 2020 | Loan Modification, Mortgage · Conventional Mortgage CAPITAL COMMUNICATIONS FCU |
| Aug 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CAPITAL COMMUNICATIONS FCU |
| Jan 14, 2019 | Warranty Deed, Transfer · Conventional with PMI CAPITAL COMMUNICATIONS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 14, 2019 · Amount on File |
| Deed Sale | Jan 14, 2019 · Amount on File |
| Prior Sale | Apr 12, 2011 · Amount on File |
| Deed Document Number | 2019545645 |
| Deed Book / Page | 8732 / 243 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Property Address | 4 BAL HARBOUR DR, TROY, NY 12182-1602 |
| Document Number | 0000576082 |
| Instrument Date | Aug 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2020 |
| Title Company | MERIDIAN RESEARCH GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 4 BAL HARBOUR DR TROY NY 121821602, TROY, NY 12182-1602 |
| Document Number | 0000576082 |
|---|---|
| Date | Oct 14, 2020 |
| Book Page | 009316/000074 |
| Instrument | 576082 |
| Name | CAPITAL COMMUNICATIONS FCU |
|---|---|
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 13, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Property Address | 4 BAL HARBOUR DR, TROY, NY 12182-1602 |
| Document Number | 0000576081 |
| Instrument Date | Aug 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2020 |
| Title Company | MERIDIAN RESEARCH GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 4 BAL HARBOUR DR TROY NY 121821602, TROY, NY 12182-1602 |
| Document Number | 0000576081 |
|---|---|
| Date | Oct 14, 2020 |
| Book Page | 009316/000058 |
| Instrument | 576081 |
| Name | CAPITAL COMMUNICATIONS FCU |
|---|---|
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 13, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Recording Date | Jan 14, 2019 |
| Property Address | 4 BAL HARBOUR DR, TROY, NY 12182-1602 |
| Document Number | 0000545645 |
| Book / Page | 008732 / 000243 |
| Instrument Date | Jan 11, 2019 |
| Instrument | 545645 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 46 BROOKWOOD DR LATHAM NY 121103624, LATHAM, NY 12110-3624 |
| Document Number | 545646 |
|---|---|
| Date | Jan 14, 2019 |
| Book Page | 008732/000247 |
| Instrument | 545646 |
| Name | CAPITAL COMMUNICATIONS FCU |
|---|---|
| Address | ALBANY, NY 12205 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 13, 2049 |
The 2026 property tax bill for 4 Bal Harbour Dr was $6,055, up 6% from the year before.
Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Rensselaer County |
| Municipality | Troy City |
| Unified School District | Lansingburgh Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,055.00 (+6%) | ||
| 2025 | $5,712.00 | $125,000 Land $24,000 Building $101,000 | $214,000 Land $41,088 Building $172,912 |
| 2023 | $125,000 (-) Land $24,000 Building $101,000 | $178,600 (+8.59%) Land $34,291 Building $144,309 | |
| 2022 | $5,450.00 | $125,000 Land $24,000 Building $101,000 | $164,474 Land $31,579 Building $132,895 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA's flood maps do not cover 4 Bal Harbour Dr.
Source: FEMA National Flood Hazard Layer, effective January 12, 2016
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4 Bal Harbour Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY CITY PWS serves 51,401 people · EPA ID NY4100050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 110 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | Lead public education Oct 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Hudson Valley Wireless Fixed Wireless | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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