4 Ayers Rd, Locust Valley, NY 11560 Property Records

Nassau County and Oyster Bay Town property record for 4 Ayers Rd, Locust Valley, NY 11560

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,152 sqft · built 1983
Lot Size	0.234 acres (10,206 sqft)
Owner	Individual Name on Record
Tax Bill	$11,623 (2025)
Deeds & Mortgages	May 2017 Mortgage May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-R01-00-0245`

Property Details

APN / Parcel Number

Primary APN	`29-R01-00-0245`
Alternative APNs	`2900R010245000000000` `2489-29-R-01-0245-0` `282489 29.-R01-245` `29 R0102450`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
Gross Area	1,570 sqft
1st Floor Area	1,152 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Material	Other
Lot Area	10,206 sqft (0.234 acres)
Lot Dimensions	81 ft deep x 126 ft wide
View / Lot	Highway
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	29 R0102450
Street Address	4 AYERS RD
City	LOCUST VALLEY
State	NY
Zip	11560-2306
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	245
Legal Block	R01
Legal Lot Number	245
Jurisdiction	NASSAU NY
Township / Civil Division	OYSTER BAY
Census Block Group	1
Census Block	1012
Census Tract	517802

Owner

Source: Nassau County and Oyster Bay Town records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4 AYERS RD, LOCUST VALLEY, NY 11560-2306
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage HUD-HOUSING/URBAN DEV
May 8, 2017	Deed of Trust, Mortgage FINANCE OF AMERICA REVERSE

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU NY
Property Address	4 AYERS RD, LOCUST VALLEY, NY 11560-2306
Document Number	0421310690
Instrument Date	May 8, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 AYERS RD LOCUST VALLEY NY 115602306, LOCUST VALLEY, NY 11560-2306

Mortgage

Document Number	0421310690
Date	May 18, 2017
Book Page	042131/000690
Instrument	50156

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	948 Months
Due	May 17, 2096

Interest

Rate Type	Adjustable Rate
Rate	4.02%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU NY
Property Address	4 AYERS RD, LOCUST VALLEY, NY 11560-2306
Document Number	0421310672
Instrument Date	May 8, 2017
Transaction Type	Mortgage
Record Updated	Jun 6, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 AYERS RD LOCUST VALLEY NY 115602306, LOCUST VALLEY, NY 11560-2306

Mortgage

Document Number	0421310672
Date	May 18, 2017
Book Page	042131/000672
Instrument	50155

Lender

Name	FINANCE OF AMERICA REVERSE
Address	TULSA, OK 74137

Agreement

Amount	Amount Recorded
Term	948 Months
Due	May 17, 2096

Interest

Rate Type	Adjustable Rate
Rate	4.02%

Tax Assessment & Valuation

Source: Nassau County and Oyster Bay Town assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Nassau County
County Subdivision	Oyster Bay Town
Unified School District	Locust Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$537 (-) Land $318 Building $219	$537,000 (-)
2025	$11,623.00 (+13.32%)
2023	$10,257.00 Homeowner's exemption Senior Citizen's exemption	$537 Land $318 Building $219	$537,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOCUST VALLEY WD public/private · serves 7,500 people · EPA ID NY2902833
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

Cell Coverage

5G (outdoors only) and 4G LTE

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