4 Ashford Pl, Festus, MO 63028 Property Records

Jefferson County property record for 4 Ashford Pl, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,273 sqft · built 1997
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on File
Last Sale	$207,000 (Apr 2010)
Tax Bill	$3,320 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-6.0-13.0-0-002-007.02`

Property Details

APN / Parcel Number

Primary APN	`18-6.0-13.0-0-002-007.02`
Alternative APN	`1860130 00200702`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,273 sqft Living Area
Gross Area	2,753 sqft
1st Floor Area	2,273 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Construction Type	Frame
Lot Area	16,553 sqft (0.38 acres)
Garage Type	Attached
Garage Area	480 sqft

Exterior Amenities

Pool House	576 sqft
Porch	Open Frame Porch
Porch Area	192 sqft
Patio Area	570 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4 ASHFORD PL
City	FESTUS
State	MO
Zip	63028-5603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	ASHFORD PLACE 1 LOT 2
Legal Range	5E
Legal Township	40N
Legal Section	13
Legal Subdivision	ASHFORD PLACE 1
Legal Block	4
Legal Lot Number	2
Jurisdiction	JEFFERSON MO
Township / Civil Division	JOACHIM
Census Block Group	4
Census Block	4050
Census Tract	700900

Owner

4 Ashford Pl is owned and occupied by two individuals who acquired it in November 2021.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4 ASHFORD PL, FESTUS, MO 63028-5603
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2021	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU
Apr 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY CU
Nov 9, 2021	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2010 · Amount on File
Deed Sale	Apr 27, 2010 · Amount on File
Deed Document Number	201013868
Last Transfer Date	Nov 1, 2021
Transfer Doc	0000048983
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	4 ASHFORD PL, FESTUS, MO 63028-5603
Transaction Type	Mortgage
Record Updated	Aug 16, 2023
Title Company	CLEAR TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042013
Date	Sep 23, 2021
Instrument	2021R-042013

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	4 ASHFORD PL, FESTUS, MO 63028-5603
Transaction Type	Mortgage
Record Updated	Mar 10, 2023
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013731
Date	Apr 23, 2020
Instrument	2020R-013731

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	83005

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2035

November 2021: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	JEFFERSON MO
Recording Date	Nov 9, 2021
Property Address	4 ASHFORD PL, FESTUS, MO 63028-5603
Document Number	0000048983
Map Reference	MB 142 PG 15&16
Instrument Date	Nov 1, 2021
Instrument	2021R-048983
Transaction Type	Transfer
Record Updated	Aug 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4 ASHFORD PL, FESTUS, MO 63028-5603

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 4 Ashford Pl was $3,320.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	Festus City
Unified School District	Festus R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$60,500 (-) Land $4,800 Building $55,700	$318,500 Land $25,300 Building $293,200
2025	$3,320.00	$60,500 Land $4,800 Building $55,700
2024			$318,500 (+52.32%) Land $25,300 Building $293,200
2023	$2,236.00 (+9.39%)	$39,700 (+9.37%) Land $4,800 Building $34,900	$209,100 Land $25,300 Building $183,800
2022	$2,044.00	$36,300 Land $4,800 Building $31,500
2021			$191,100 Land $25,300 Building $165,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4 Ashford Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Ashford Pl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FESTUS PWS serves 13,000 people · EPA ID MO6010276
Water Source	Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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