Fluvanna County property record for 4 Ashcake Ter, Palmyra, VA 22963 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,768 sqft · built 1995 |
| Lot Size | 0.322 acres (14,026 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $329,900 (Jun 2022) |
| Tax Bill | $2,435 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Mar 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18A 2 272 |
| Primary APN | 18A 2 272 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,768 sqft Living Area |
| Gross Area | 3,700 sqft |
| 1st Floor Area | 1,768 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 14,026 sqft (0.322 acres) |
| Terrain | Rolling |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 204 sqft |
| Deck Area | 364 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 4566 |
|---|---|
| Street Address | 4 ASHCAKE TER |
| City | PALMYRA |
| State | VA |
| Zip | 22963-3224 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | INST 220002291 SHADWELL-2 LOT 272 14,044 SF |
| Legal Subdivision | SHADWELL |
| Legal Block | 27 |
| Legal Lot Number | 272 |
| Jurisdiction | FLUVANNA VA |
| Township / Civil Division | RIVANNA |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 20104 |
Source: Fluvanna County records · APN 18A 2 272
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4 ASHCAKE TER, PALMYRA, VA 22963-3224 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 23, 2022 | Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP |
| Mar 23, 2018 | Deed, Transfer · VA Mortgage NAVY FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 23, 2022 · Amount on Record |
| Deed Sale | Jun 23, 2022 · Amount on Record |
| Prior Sale | Mar 23, 2018 · Amount on Record |
| Deed Document Number | 20222291 |
| Prior Transfer Date | Jan 10, 2011 |
| Prior Transfer Doc | 000838/655 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | Jun 23, 2022 |
| Property Address | 4 ASHCAKE TER, PALMYRA, VA 22963-3224 |
| Document Number | 0220002291 |
| Map Reference | DB 76 PG 566 |
| Instrument Date | Jun 13, 2022 |
| Instrument | 220002291 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $660.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4 ASHCAKE TER, PALMYRA, VA 22963-3224 |
| Document Number | 0220002292 |
|---|---|
| Date | Jun 23, 2022 |
| Instrument | 220002292 |
| Name | ATLANTIC BAY MORTGAGE GROUP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | Mar 23, 2018 |
| Property Address | 4 ASHCAKE TER, PALMYRA, VA 22963-3224 |
| Document Number | 0001800851 |
| Map Reference | PB 838 PG 655 |
| Instrument Date | Mar 13, 2018 |
| Instrument | 1800851 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2023 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4 ASHCAKE TER, PALMYRA, VA 22963-3224 |
| Document Number | 0001800852 |
|---|---|
| Date | Mar 23, 2018 |
| Instrument | 1800852 |
| Name | NAVY FCU |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Fluvanna County records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Fluvanna County |
| Unified School District | Fluvanna County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $322,600 (-) Land $30,000 Building $292,600 | $322,600 (-) Land $30,000 Building $292,600 | |
| 2025 | $2,435.00 (+0.66%) | $322,600 (+24.32%) Land $30,000 Building $292,600 | $322,600 (+24.32%) Land $30,000 Building $292,600 |
| 2024 | $2,419.00 (+10.46%) | ||
| 2023 | $259,500 Land $30,000 Building $229,500 | $259,500 Land $30,000 Building $229,500 | |
| 2022 | $2,190.00 |
Source: FEMA National Flood Hazard Layer, Fluvanna County (51065C), updated March 25, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510650201042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low above 20% of the US · above 29% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 9,091 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 248 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 1,200 / 35 |
| Central Virginia Electric Cooperative | Fiber | 1,000 / 1,000 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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