4 Arrow St, Middleton, MA 01949 Property Records

Essex County and Middleton Town property record for 4 Arrow St, Middleton, MA 01949

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,285 sqft · built 2019
Lot Size	0.924 acres (40,258 sqft)
Owner	2 Individual Names on File
Last Sale	$1,415,000 (Jun 2025)
Tax Bill	$13,333 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Mar 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11896`

Property Details

APN / Parcel Number

Primary APN	`11896`
Alternative APNs	`MIDD M:0012 B:0000 L:0020 E` `MDLT M:0012 B:0000 L:0020 E`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,285 sqft Living Area
Gross Area	5,067 sqft
Basement Area	1,134 sqft
Unfinished Basement	1,134 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,258 sqft (0.924 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	11896
Street Address	4 ARROW ST
City	MIDDLETON
State	MA
Zip	01949-1413
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Lot Number	20 E
Jurisdiction	MIDDLETON MA
Township / Civil Division	MIDDLETON
Census Block Group	1
Census Block	1014
Census Tract	212101

Owner

Source: Essex County and Middleton Town records · APN 11896

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4 ARROW ST, MIDDLETON, MA 01949-1413
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Mar 15, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK OF RHODE ISLAND
Jun 11, 2025	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CROSSCOUNTRY MORTGAGE INC
Nov 22, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage SAVINGS BANK TRUST

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 11, 2025 · Amount on Record
Deed Sale	Jun 11, 2025 · Amount on Record
Prior Sale	Nov 22, 2019 · Amount on Record
Deed Book / Page	42767 / 52
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETON MA
Property Address	4 ARROW ST, MIDDLETON, MA 01949-1413
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040729-378
Date	Feb 16, 2022
Book Page	40729/378
Instrument	20220216000720

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Mar 01, 2047

Interest

Rate Type	Adjustable Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETON MA
Property Address	4 ARROW ST, MIDDLETON, MA 01949-1413
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039643-546
Date	Mar 15, 2021
Book Page	39643/546
Instrument	20210315001350

Lender

Name	CITIZENS BANK OF RHODE ISLAND
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Apr 01, 2046

Interest

Rate Type	Adjustable Rate

June 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDDLETON MA
Recording Date	Jun 11, 2025
Property Address	4 ARROW ST, MIDDLETON, MA 01949-1413
Document Number	0042767-52
Book / Page	42767 / 52
Instrument Date	Jun 11, 2025
Instrument	20250611001810
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4 ARROW ST, MIDDLETON, MA 01949-1413

Mortgage

Document Number	20250611001820
Date	Jun 11, 2025
Instrument	20250611001820

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDDLETON MA
Recording Date	Nov 22, 2019
Property Address	4 ARROW ST, MIDDLETON, MA 01949-1413
Document Number	38051-287
Book / Page	38051 / 287
Instrument Date	Nov 20, 2019
Instrument	20191122002030
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 ARROW ST, MIDDLETON, MA 01949-1413

Mortgage

Document Number	191122002040
Date	Nov 22, 2019
Instrument	191122002040

Lender

Name	SAVINGS BANK TRUST
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Middleton Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Middleton Town
Secondary School District	Masconomet School District (07 - 12)
Elementary School District	Middleton School District (PK - 06)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,333.00 (+3.58%)	$1,121,400 (+2.71%) Land $354,100 Building $767,300	$1,333,895
2024	$12,872.00 (+14.53%)	$1,091,800 (+25.02%) Land $340,100 Building $751,700
2023	$11,239.00	$873,300 Land $310,100 Building $563,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 10, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Based on FCC filings for 39 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Arrow St

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