4 Arnold Dr, Westminster, MD 21157 Property Records

Carroll County property record for 4 Arnold Dr, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,913 sqft · built 1972
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$474,000 (Mar 2026)
Tax Bill	$4,015 (2026)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Oct 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-029527`

Property Details

APN / Parcel Number

Primary APN	`07-029527`
Alternative APNs	`7029527` `029527`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,913 sqft Total Area
Basement Area	600 sqft
Finished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Garage Type	Attached
Garage Area	526 sqft
Parking Spaces	2 Parking Spaces
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	029527
Street Address	4 ARNOLD DR
City	WESTMINSTER
State	MD
Zip	21157-4405
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-100
Legal Description	PAR C - 10000 SF 4 ARNOLD DR WESTMINSTER
Legal Subdivision	WESTMINSTER
Legal Lot Number	C
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	3
Census Block	3016
Census Tract	507702

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Westminster Historic District (Additional Documentation) listed 1980 · 1,246 contributing resources · NRIS 80001804

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 ARNOLD DR, WESTMINSTER, MD 21157-4405
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2026	Deed, Transfer · FHA Mortgage TOWNEBANK MORTGAGE
Oct 20, 2022	Deed, Transfer LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY
Aug 19, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2026 · Amount on Record
Deed Sale	Mar 23, 2026 · Amount on Record
Prior Sale	Oct 20, 2022 · Amount on Record
Deed Book / Page	11716 / 421
Prior Transfer Date	Jul 14, 2020
Prior Transfer Doc	0098100207
Record Updated	Oct 29, 2026

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Mar 23, 2026
Property Address	4 ARNOLD DR, WESTMINSTER, MD 21157-4405
Document Number	0117160421
Book / Page	11716 / 421
Instrument Date	Mar 12, 2026
Transaction Type	Transfer
Record Updated	Apr 1, 2026
Title Company	CARTER TITLE LLC, CHARTER TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,370.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4 ARNOLD DR, WESTMINSTER, MD 21157-4405

Mortgage

Document Number	0011716428
Date	Mar 23, 2026
Instrument	11716/428

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 4, 2056

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Oct 20, 2022
Property Address	4 ARNOLD DR, WESTMINSTER, MD 21157-4405
Document Number	0109100410
Book / Page	10910 / 410
Instrument Date	Oct 5, 2022
Transaction Type	Transfer
Record Updated	Nov 9, 2022
Title Company	LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$1,900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 ARNOLD DR, WESTMINSTER, MD 21157-4405

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CARROLL MD
Recording Date	Aug 19, 2020
Property Address	4 ARNOLD DR, WESTMINSTER, MD 21157-4405
Document Number	0098100207
Book / Page	009810 / 000207
Instrument Date	Jul 14, 2020
Transaction Type	Transfer
Record Updated	Sep 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 ARNOLD DR WESTMINSTER MD 211574405, WESTMINSTER, MD 21157-4405

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,015.00 (+8.37%)	$358,500 (+8.36%) Land $84,800 Building $273,700	$358,500 (-) Land $84,800 Building $273,700
2025	$3,705.00 (+19.02%)	$330,833 (+20.08%)	$358,500 (+30.13%) Land $84,800 Building $273,700
2023	$3,113.00	$275,500 Land $84,800 Building $190,700	$275,500 Land $84,800 Building $190,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ting Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Quantum Internet & Telephone, Verizon.

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