4 Arnold Dr, Chattanooga, TN 37412 Property Records

Hamilton County property record for 4 Arnold Dr, Chattanooga, TN 37412

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,568 sqft · built 1957
Lot Size	0.389 acres (16,958 sqft)
Owner	Individual Name on File
Tax Bill	$1,077 (2025)
Deeds & Mortgages	Oct 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`157P C 025`

Property Details

APN / Parcel Number

Primary APN	`157P C 025`
Alternative APN	`0000098637`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,568 sqft Living Area

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	16,958 sqft (0.389 acres)
Lot Dimensions	235 ft deep x 110 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000098637
Street Address	4 ARNOLD DR
City	CHATTANOOGA
State	TN
Zip	37412-2141
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UR
Legal Description	LOT 12 RESUB OF PT OF E W ARNOLDS SEVEN PINES ADDN PB 16 PG 52
Legal Subdivision	RESUB OF PT OF E W ARNOLDS SEVEN PINES
Legal Lot Number	12
Jurisdiction	HAMILTON TN
Township / Civil Division	8
Census Block Group	3
Census Block	3004
Census Tract	11700

Owner

4 Arnold Dr is owned and occupied by an individual who acquired it in October 2023.

Source: Hamilton County records, as of March 25, 2026

Owner of Record	Individual Name on File
Mailing Address	4 ARNOLD DR, CHATTANOOGA, TN 37412-2141
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 30, 2023
Transfer Doc	0000000105
Record Updated	Oct 29, 2026

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Oct 30, 2023
Property Address	4 ARNOLD DR, CHATTANOOGA, TN 37412-2141
Document Number	0000000105
Book / Page	13434 / 956
Map Reference	MB 16 PG 52
Instrument Date	Oct 30, 2023
Instrument	2023103000105
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 ARNOLD DR, CHATTANOOGA, TN 37412-2141

Tax Assessment & Valuation

The 2025 property tax bill for 4 Arnold Dr was $1,077, up 3.3% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	East Ridge City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,077.00 (+3.26%)	$71,075 (+52.44%)	$284,300 (+52.44%) Land $50,000 Building $234,300
2024	$1,043.00 (-36.17%)	$46,625 (-)	$186,500 (-) Land $40,000 Building $146,500
2023	$1,634.00	$46,625 (-)	$186,500 (-) Land $40,000 Building $146,500
2022	$1,634.00	$46,625	$186,500 Land $40,000 Building $146,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Arnold Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Arnold Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20