4 Arnold Dr, #16C, Salem, MA 01970 Property Records

Essex County and Salem City property record for 4 Arnold Dr, #16C, Salem, MA 01970

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,586 sqft · built 1980
Owner	2 Individual Names on File
Last Sale	$470,000 (Aug 2025)
Tax Bill	$4,542 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Aug 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SALE M:22 L:0185 S:855`

Property Details

APN / Parcel Number

Primary APN	`SALE M:22 L:0185 S:855`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,586 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	4 ARNOLD DR, 16C
City	SALEM
State	MA
Zip	01970
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Lot Number	185
Jurisdiction	SALEM MA
Township / Civil Division	SALEM
Census Block Group	1
Census Block	1005
Census Tract	204102

Owner

4 Arnold Dr, #16C is owned by two individuals who bought it in August 2025.

Source: Essex County and Salem City records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4C ARNOLD DR, 16C, SALEM, MA 01970-6735
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2025	Deed of Trust, Mortgage NATIONAL GRAND BANK OF MARBLEHEAD
Aug 29, 2025	Condominium Deed, Transfer
Jun 11, 2018	Deed of Trust, Mortgage · Closed-End Mortgage CENTURY BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2025 · Amount on File
Deed Sale	Aug 29, 2025 · Amount on File
Deed Document Number	2025790
Deed Book / Page	42919 / 227
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM MA
Property Address	4 ARNOLD DR # 16C, 16C, SALEM, MA 01970-6715
Transaction Type	Mortgage
Record Updated	Nov 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	043008-578
Date	Oct 16, 2025
Book Page	43008/578
Instrument	20251016000430

Lender

Name	NATIONAL GRAND BANK OF MARBLEHEAD
Type	Bank

Agreement

Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

August 2025: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	SALEM MA
Recording Date	Aug 29, 2025
Property Address	4 ARNOLD DR # 16C, 16C, SALEM, MA 01970-6715
Document Number	042919-227
Book / Page	42919 / 227
Instrument Date	Aug 25, 2025
Instrument	20250829000790
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4C ARNOLD DR # 16C, 16C, SALEM, MA 01970-6715

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM MA
Property Address	4 ARNOLD DR # 16C, 16C, SALEM, MA 01970-6715
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36776-255
Date	Jun 11, 2018
Book Page	36776/255
Instrument	180611000550

Lender

Name	CENTURY BANK & TRUST CO
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 4 Arnold Dr, #16C was $4,542, up 4.1% from the year before.

Source: Essex County and Salem City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Salem City
Unified School District	Salem School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,542.00 (+4.1%)	$400,500 (+6.66%) Building $400,500	$441,085
2024	$4,363.00 (+5.74%)	$375,500 (+13.86%) Building $375,500
2023	$4,126.00	$329,800 Building $329,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Arnold Dr, #16C in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	3 (2010–2016)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Dec 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4 Arnold Dr, #16C has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALEM WATER DEPARTMENT serves 44,480 people · EPA ID MA3258000
Water Source	Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD
Last State Inspection	Dec 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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