4 Arcata Pl, Ringwood, NJ 07456 Property Records

Passaic County and Ringwood Borough property record for 4 Arcata Pl, Ringwood, NJ 07456

Property Summary

Property Type	Single Family Home
Details	1,512 sqft · built 1949
Lot Size	0.23 acres (10,001 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (Jul 2017)
Tax Bill	$10,520 (2025)
Deeds & Mortgages	May 2020 Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-00748-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`11-00748-0000-00003`
Alternative APN	`110074800003`

Interior

Stories	2 Stories
Building Area	1,512 sqft Living Area

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Construction Type	Frame
Lot Area	10,001 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide

Location & Zoning

Street Address	4 ARCATA PL
City	RINGWOOD
State	NJ
Zip	07456-1908
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	748
Legal Lot Number	3
Jurisdiction	PASSAIC NJ
Township / Civil Division	RINGWOOD
Census Block Group	2
Census Block	2011
Census Tract	216702

Owner

4 Arcata Pl is owned and occupied by two individuals who bought it in July 2017.

Source: Passaic County and Ringwood Borough records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4 ARCATA PL, RINGWOOD, NJ 07456-1908
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage CHURCHILL MTG
Jul 5, 2017	Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2017 · Amount on File
Deed Sale	Jul 5, 2017 · Amount on File
Prior Sale	Jun 3, 2009 · Amount on File
Deed Document Number	201731384
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	4 ARCATA PL, RINGWOOD, NJ 07456-1908
Document Number	0000023572
Instrument Date	May 15, 2020
Transaction Type	Mortgage
Record Updated	Jul 23, 2020
Title Company	CHURCHILL TITLE SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4 ARCATA PL RINGWOOD NJ 074561908, RINGWOOD, NJ 07456-1908

Mortgage

Document Number	0000023572
Date	Jun 1, 2020
Book Page	016179/000186
Instrument	23572

Lender

Name	CHURCHILL MTG
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 31, 2035

July 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Jul 5, 2017
Property Address	4 ARCATA PL, RINGWOOD, NJ 07456-1908
Document Number	0000031384
Instrument Date	Jun 23, 2017
Instrument	2017031384
Transaction Type	Transfer
Record Updated	Nov 4, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4 ARCATA PL, 4, RINGWOOD, NJ 07456-1908

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 ADCXATA PLACE, RINGWOOD, NJ 07456

Mortgage

Document Number	0000031385
Date	Jul 5, 2017
Instrument	2017031385

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4 Arcata Pl was $10,520, up 2.3% from the year before.

Source: Passaic County and Ringwood Borough assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Ringwood Borough
Secondary School District	Lakeland Regional School District (09 - 12)
Elementary School District	Ringwood Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$247,000 (-) Land $127,300 Building $119,700	$247,000 (-) Land $127,300 Building $119,700
2025	$10,520.00 (+2.3%)	$247,000 Land $127,300 Building $119,700	$247,000 Land $127,300 Building $119,700
2024	$10,283.00
2023		$247,000 Land $127,300 Building $119,700	$247,000 Land $127,300 Building $119,700
2022	$9,793.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Arcata Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1978–2019)
Claims Outside the SFHA	2 of 4
Most Recent Claim	May 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Arcata Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINGWOOD WATER DEPARTMENT serves 9,327 people · EPA ID NJ1611002
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Last State Inspection	Jun 2022
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	Corrosion control Jul 2020
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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