4 Arcadia St, Malden, MA 02148 Property Records

Middlesex County and Malden City property record for 4 Arcadia St, Malden, MA 02148

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,682 sqft · built 1900
Lot Size	0.127 acres (5,515 sqft)
Owner	Individual Name on File
Last Sale	$740,000 (Oct 2023)
Tax Bill	$7,393 (2026)
Deeds & Mortgages	Jun 2022 Line of Credit Dec 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`MALD M:148 B:630 L:010`

Property Details

APN / Parcel Number

Primary APN	`MALD M:148 B:630 L:010`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,682 sqft Living Area
Gross Area	3,190 sqft
Basement Area	476 sqft
Unfinished Basement	476 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,515 sqft (0.127 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	4 ARCADIA ST
City	MALDEN
State	MA
Zip	02148-1902
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESA
Legal Block	630
Legal Lot Number	10
Jurisdiction	MALDEN MA
Township / Civil Division	MALDEN
Census Block Group	1
Census Block	1010
Census Tract	341903

Owner

4 Arcadia St is owned and occupied by an individual who acquired it in December 2025.

Source: Middlesex County and Malden City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	4 ARCADIA ST, MALDEN, MA 02148-1902
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Dec 12, 2025	Quit Claim Deed, Transfer · Conventional Mortgage EASTERN BANK
Oct 16, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CAMBRIDGE TRUST CO
Oct 5, 2018	Deed of Trust, Mortgage LENDUSA LLC
Nov 8, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance DRAPER AND KRAMER MORTGAGE CORP.

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2023 · Amount on File
Deed Sale	Oct 16, 2023 · Amount on File
Prior Sale	Jun 19, 2015 · Amount on File
Deed Book / Page	82099 / 220
Last Transfer Date	Dec 8, 2025
Transfer Doc	084997-501
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MALDEN MA
Property Address	4 ARCADIA ST, MALDEN, MA 02148-1902
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	080239-406
Date	Jun 7, 2022
Book Page	80239/406
Instrument	85296

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Jul 1, 2062

Interest

Rate Type	Adjustable Rate

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MALDEN MA
Recording Date	Dec 12, 2025
Property Address	4 ARCADIA ST, MALDEN, MA 02148-1902
Document Number	084997-501
Book / Page	84997 / 501
Instrument Date	Dec 8, 2025
Instrument	152527
Transaction Type	Transfer
Record Updated	Dec 31, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 ARCADIA ST, MALDEN, MA 02148-1902

Mortgage

Document Number	0000152528
Date	Dec 12, 2025
Instrument	152528

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MALDEN MA
Recording Date	Oct 16, 2023
Property Address	4 ARCADIA ST, MALDEN, MA 02148-1902
Document Number	082099-220
Book / Page	82099 / 220
Instrument Date	Oct 16, 2023
Instrument	116822
Transaction Type	Transfer
Record Updated	Nov 3, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1025 FELLSWAY # UT6, UT6, MEDFORD, MA 02155-4105

Mortgage

Document Number	0000116823
Date	Oct 16, 2023
Instrument	116823

Lender

Name	CAMBRIDGE TRUST CO
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MALDEN MA
Property Address	4 ARCADIA ST, MALDEN, MA 02148-1902
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	71717-206
Date	Oct 5, 2018
Book Page	71717/206
Instrument	154728

Lender

Name	LENDUSA LLC

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2048

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MALDEN MA
Property Address	4 ARCADIA ST, MALDEN, MA 02148-1902
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	73622-72
Date	Nov 8, 2019
Book Page	73622/72
Instrument	175395

Lender

Name	DRAPER AND KRAMER MORTGAGE CORP.

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 4 Arcadia St was $7,393, up 7.1% from the year before.

Source: Middlesex County and Malden City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Malden City
Unified School District	Malden School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,393.00 (+7.05%)	$648,500 (+6.29%) Land $337,200 Building $311,300	$764,085 (+11.01%)
2025	$6,906.00 (+10.34%)	$610,100 (+13.95%) Land $311,900 Building $298,200	$688,275
2024	$6,259.00 (+1.76%)	$535,400 (+6.1%) Land $295,100 Building $240,300
2023	$6,151.00	$504,600 Land $269,800 Building $234,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Arcadia St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4 Arcadia St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MALDEN WATER DIVISION (MWRA) serves 66,263 people · EPA ID MA3165000
Water Source	Purchased surface water from MWRA
Last State Inspection	Apr 2024
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Mar 2016
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 696 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband, Netafy, Starry, T-Mobile.

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