4 Arcadia Rd, Billerica, MA 01821 Property Records

Middlesex County and Billerica Town property record for 4 Arcadia Rd, Billerica, MA 01821

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,324 sqft · built 2002
Lot Size	0.268 acres (11,657 sqft)
Owner	2 Individual Names on File
Last Sale	$470,000 (Sep 2014)
Tax Bill	$9,534 (2026)
Deeds & Mortgages	Nov 2025 Line of Credit Jun 2021 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`BILL M:0090 B:0004 L:2`

Property Details

APN / Parcel Number

Primary APN	`BILL M:0090 B:0004 L:2`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,324 sqft Living Area
Gross Area	4,744 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,657 sqft (0.268 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4 ARCADIA RD
City	BILLERICA
State	MA
Zip	01821-5232
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2
Legal Block	4
Legal Lot Number	2
Jurisdiction	BILLERICA MA
Township / Civil Division	BILLERICA
Census Block Group	2
Census Block	2005
Census Tract	316201

Owner

4 Arcadia Rd is owned and occupied by two individuals who acquired it in June 2021.

Source: Middlesex County and Billerica Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4 ARCADIA RD, BILLERICA, MA 01821-5232
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2025	Deed of Trust, Mortgage · Line of Credit EASTERN BANK
Jun 21, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PROVIDENT FUNDING ASSOCIATES LP
Jun 21, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance PROVIDENT FUNDING ASSOCIATES LP
Jun 21, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance PROVIDENT FUNDING ASSOCIATES LP
Jul 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage LEADER BK NA
Dec 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage TD BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2014 · Amount on File
Deed Sale	Sep 2, 2014 · Amount on File
Deed Book / Page	212 / 176
Last Transfer Date	Jun 11, 2021
Transfer Doc	0000311501
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BILLERICA MA
Property Address	4 ARCADIA RD, BILLERICA, MA 01821-5232
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000328231
Date	Nov 20, 2025
Instrument	328231

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BILLERICA MA
Property Address	4 ARCADIA RD, BILLERICA, MA 01821-5232
Transaction Type	Mortgage
Record Updated	Jul 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 311502
Date	Jun 21, 2021
Instrument	311502

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BILLERICA MA
Recording Date	Jun 21, 2021
Property Address	4 ARCADIA RD, BILLERICA, MA 01821-5232
Document Number	311501
Instrument Date	Jun 11, 2021
Instrument	311501
Transaction Type	Transfer
Record Updated	Aug 18, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4 ARCADIA RD, BILLERICA, MA 01821-5232

Mortgage

Document Number	311502
Date	Jun 21, 2021
Instrument	311502

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BILLERICA MA
Recording Date	Jun 21, 2021
Property Address	4 ARCADIA RD, BILLERICA, MA 01821-5232
Document Number	0000311501
Instrument Date	Jun 11, 2021
Instrument	311501
Transaction Type	Transfer
Record Updated	Jul 26, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4 ARCADIA RD, BILLERICA, MA 01821-5232

Mortgage

Document Number	0000311502
Date	Jun 21, 2021
Instrument	311502

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BILLERICA MA
Property Address	4 ARCADIA RD, BILLERICA, MA 01821-5232
Document Number	0000306684
Instrument Date	Jul 31, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 ARCADIA RD BILLERICA MA 018215232, BILLERICA, MA 01821-5232

Mortgage

Document Number	0000306684
Date	Aug 27, 2020
Instrument	306684

Lender

Name	LEADER BK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 26, 2050

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BILLERICA MA
Property Address	4 ARCADIA RD, BILLERICA, MA 01821-5232
Document Number	0000299097
Instrument Date	Dec 21, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 ARCADIA RD BILLERICA MA 018215232, BILLERICA, MA 01821-5232

Mortgage

Document Number	0000299097
Date	Dec 27, 2018
Instrument	299097

Lender

Name	TD BK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 26, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 4 Arcadia Rd was $9,534, up 3.2% from the year before.

Source: Middlesex County and Billerica Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Billerica Town
Unified School District	Billerica School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,534.00 (+3.18%)	$821,200 (+1.05%) Land $283,800 Building $537,400	$765,890 (-)
2025	$9,240.00 (+2.12%)	$812,700 (+1.41%) Land $275,300 Building $537,400	$765,890 (-1.72%)
2024	$9,048.00 (+3.95%)	$801,400 (+9.29%) Land $269,800 Building $531,600	$779,285
2023	$8,704.00	$733,300 Land $235,500 Building $497,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Arcadia Rd in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	17 (1982–2011)
Claims Outside the SFHA	9 of 17
Most Recent Claim	Mar 2011 · other causes
Claims by Event	Severe Storms And Flooding, Mar 2010 · 4 claims Severe Storms And Flooding, May 2006 · 6 claims Extreme Weather Conditons And Flooding, Oct 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4 Arcadia Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BILLERICA WATER WORKS serves 42,119 people · EPA ID MA3031000
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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