4 Arbor Ln, Wilbraham, MA 01095 Property Records

Hampden County and Wilbraham Town property record for 4 Arbor Ln, Wilbraham, MA 01095

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,949 sqft · built 1955
Lot Size	0.846 acres (36,856 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Nov 2017)
Tax Bill	$8,252 (2026)
Deeds & Mortgages	Jun 2023 Refinance May 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`MAP 94`

Property Details

APN / Parcel Number

Primary APN	`MAP 94`
Alternative APN	`WILB M:350 B:4 L:48`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,949 sqft Living Area
Gross Area	3,907 sqft
1st Floor Area	1,949 sqft
Basement Area	1,166 sqft
Unfinished Basement	428 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	36,856 sqft (0.846 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	MAP 94
Street Address	4 ARBOR LN
City	WILBRAHAM
State	MA
Zip	01095-1614
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R26
Legal Block	4
Legal Lot Number	48
Jurisdiction	WILBRAHAM MA
Township / Civil Division	WILBRAHAM
Census Block Group	3
Census Block	3014
Census Tract	813601

Owner

4 Arbor Ln is owned and occupied by two individuals who bought it in November 2017.

Source: Hampden County and Wilbraham Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4 ARBOR LN, WILBRAHAM, MA 01095-1614
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance PEOPLESBANK (HOLYOKE MA)
May 17, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance STRONG HOME MORTGAGE LLC
Jan 12, 2018	Deed of Trust, Mortgage · Line of Credit PEOPLESBANK (HOLYOKE)
Nov 30, 2017	Warranty Deed, Transfer PEOPLESBANK (HOLYOKE)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2017 · Amount on File
Deed Sale	Nov 30, 2017 · Amount on File
Deed Document Number	201771078
Deed Book / Page	21968 / 164
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILBRAHAM MA
Property Address	4 ARBOR LN, WILBRAHAM, MA 01095-1614
Transaction Type	Mortgage
Record Updated	Jun 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	025031-134
Date	Jun 5, 2023
Book Page	25031/134
Instrument	25557

Lender

Name	PEOPLESBANK (HOLYOKE MA)

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILBRAHAM MA
Property Address	4 ARBOR LN, WILBRAHAM, MA 01095-1614
Transaction Type	Mortgage
Record Updated	Jun 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23886-236
Date	May 17, 2021
Book Page	23886/236
Instrument	33638

Lender

Name	STRONG HOME MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILBRAHAM MA
Property Address	4 ARBOR LN, WILBRAHAM, MA 01095-1614
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	22024-396
Date	Jan 12, 2018
Book Page	22024/396
Instrument	2061

Lender

Name	PEOPLESBANK (HOLYOKE)

Agreement

Type	Line of Credit
Amount	Amount on Record

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILBRAHAM MA
Recording Date	Nov 30, 2017
Property Address	4 ARBOR LN, WILBRAHAM, MA 01095-1614
Document Number	21968-164
Book / Page	21968 / 164
Instrument	71078
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$56.12
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 ARBOR LN, WILBRAHAM, MA 01095-1614

Mortgage

Document Number	219680166
Date	Nov 30, 2017
Instrument	21968/0166

Lender

Name	PEOPLESBANK (HOLYOKE)

Agreement

Amount	Amount on Record
Term	361 Months
Due	Nov 30, 2047

Interest

Rate	3.25%
Max Rate At Change	20.1%
Max Rate	2.88%

Tax Assessment & Valuation

The 2026 property tax bill for 4 Arbor Ln was $8,252, up 3.1% from the year before.

Source: Hampden County and Wilbraham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Wilbraham Town
Unified School District	Hampden-Wilbraham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,252.00 (+3.09%)	$472,900 (+5.63%) Land $106,100 Building $366,800	$481,814 (+1.33%)
2025	$8,005.00 (+2.76%)	$447,700 (+6.32%) Land $106,100 Building $341,600	$475,475 (+5.46%)
2024	$7,790.00 (+6.46%)	$421,100 (+7.62%) Land $106,100 Building $315,000	$450,870
2023	$7,317.00	$391,300 Land $106,100 Building $285,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Arbor Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Arbor Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILBRAHAM WATER DEPT (MWRA) serves 8,533 people · EPA ID MA1339000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Oct 2018
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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