4 Apple Tree Ln, Mystic, CT 06355 Property Records

Groton Town property record for 4 Apple Tree Ln, Mystic, CT 06355

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,034 sqft · built 1999
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$595,000 (Sep 2013)
Tax Bill	$13,965 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jun 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`GROT M:261809262796`

Property Details

APN / Parcel Number

Primary APN	`GROT M:261809262796`
Alternative APNs	`261809262796` `157079000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,034 sqft Living Area
Basement Area	486 sqft
Unfinished Basement	486 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Central Vacuum	Central Vacuum

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Loading Dock	Loading Dock

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	261809262796
Street Address	4 APPLE TREE LN
City	MYSTIC
State	CT
Zip	06355-3304
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-12
Jurisdiction	GROTON CT
Township / Civil Division	GROTON
Census Block Group	2
Census Block	2020
Census Tract	703000

Owner

4 Apple Tree Ln is owned and occupied by two individuals who bought it in September 2013.

Source: Groton Town records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4 APPLE TREE LN, MYSTIC, CT 06355-3304
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) CHARTER OAK FCU
Jun 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CHARTER OAK FCU
Jun 5, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CHARTER OAK FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2013 · Amount on File
Deed Sale	Sep 27, 2013 · Amount on File
Prior Sale	Sep 29, 1997 · Amount on File
Deed Document Number	201345
Deed Book / Page	1122 / 477
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GROTON CT
Property Address	4 APPLE TREE LN, MYSTIC, CT 06355-3304
Transaction Type	Mortgage
Record Updated	Feb 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001271-271
Date	Jan 27, 2022
Book Page	1271/271
Instrument	5116130005

Lender

Name	CHARTER OAK FCU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	289 Months
Due	Feb 1, 2046

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GROTON CT
Property Address	4 APPLE TREE LN, MYSTIC, CT 06355-3304
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01256-1095
Date	Jun 29, 2021
Book Page	1256/1095
Instrument	5076700005

Lender

Name	CHARTER OAK FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	289 Months
Due	Jul 1, 2045

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GROTON CT
Property Address	4 APPLE TREE LN, MYSTIC, CT 06355-3304
Transaction Type	Mortgage
Record Updated	Feb 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1232-200
Date	Jun 5, 2020
Book Page	1232/200
Instrument	5005210015

Lender

Name	CHARTER OAK FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4 Apple Tree Ln was $13,965.

Source: Groton Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Groton Town
Municipality	Groton City
Unified School District	Groton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,965.00	$513,030 Land $249,949 Building $263,081	$359,121 Land $174,964 Building $184,157
2024	$13,965.00 (+11.99%)
2023	$12,470.00 (+2.24%)	$513,030 (-) Land $137,200 Building $375,830
2022	$12,197.00	$513,030 Land $137,200 Building $375,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Apple Tree Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4 Apple Tree Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GROTON UTILITIES serves 30,200 people · EPA ID CT0590011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

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