4 Apple St, Central Islip, NY 11722 Property Records

Suffolk County and Islip Town property record for 4 Apple St, Central Islip, NY 11722

Property Summary

Property Type	Single Family Home
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on Record
Last Sale	$520,100 (Mar 2023)
Tax Bill	$9,661 (2024)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Dec 2011 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`472889 187.-2-33`

Property Details

APN / Parcel Number

Primary APN	`472889 187.-2-33`
Alternative APNs	`0500-187.00-02.00-033.000` `288918700000020330000000` `472800396900` `557536`

Exterior

Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	200 ft deep x 75 ft wide

Location & Zoning

Account Number	557536
Street Address	4 APPLE ST
City	CENTRAL ISLIP
State	NY
Zip	11722-4303
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	X2219637Y199170 T023H00000000
Legal Block	7000
Legal Lot Number	200
Jurisdiction	SUFFOLK NY
Township / Civil Division	ISLIP
Census Block Group	1
Census Block	1009
Census Tract	146202

Owner

Source: Suffolk County and Islip Town records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4 APPLE ST, CENTRAL ISLIP, NY 11722-4303
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2023	Deed, Transfer · ARM HANOVER COMMUNITY BANK
Dec 22, 2011	Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2023 · Amount on Record
Deed Sale	Mar 23, 2023 · Amount on Record
Deed Book / Page	13194 / 665
Record Updated	Sep 20, 2026

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Mar 23, 2023
Property Address	4 APPLE ST, CENTRAL ISLIP, NY 11722-4303
Document Number	0131940665
Book / Page	13194 / 665
Instrument Date	Dec 20, 2022
Transaction Type	Transfer
Record Updated	Apr 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023494852
Date	Mar 23, 2023
Instrument	23494/852

Lender

Name	HANOVER COMMUNITY BANK

Agreement

Type	ARM
Amount	Amount Recorded
Term	349 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	6.6%
Type Change Date	Jan 1, 2028
Index	Other

December 2011: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	SUFFOLK NY
Property Address	4 APPLE ST, CENTRAL ISLIP, NY 11722-4303
Document Number	0228010748
Instrument Date	Dec 22, 2011
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 APPLE ST CENTRAL ISLIP NY 117224303, CENTRAL ISLIP, NY 11722-4303

Mortgage

Document Number	0228010748
Date	Mar 24, 2017
Book Page	022801/000748

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	MONROE, LA 71203-4774

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	468 Months
Due	Mar 23, 2056

Interest

Rate	4.87%

Tax Assessment & Valuation

Source: Suffolk County and Islip Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Islip Town
Unified School District	Central Islip Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$38,700 (-) Land $8,700 Building $30,000	$545,070 (-) Land $122,535 Building $422,535
2024	$9,661.00	$38,700 (-) Land $8,700 Building $30,000	$545,070 (+2.54%) Land $122,535 Building $422,535
2023		$38,700 Land $8,700 Building $30,000	$531,593 Land $119,505 Building $412,088

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–1985)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 1985 · Hurricane Gloria

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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