4 Ann St, Saugerties, NY 12477 Property Records

Ulster County and Saugerties Town property record for 4 Ann St, Saugerties, NY 12477

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,120 sqft · built 1890
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Sep 2018)
Tax Bill	$4,560 (2025)
Deeds & Mortgages	Sep 2018 Mortgage Apr 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`514801 18.70-5-6`

Property Details

APN / Parcel Number

Primary APN	`514801 18.70-5-6`
Alternative APN	`192890.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,120 sqft Living Area
1st Floor Area	560 sqft
2nd Floor Area	560 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	91 ft deep x 99 ft wide
Porch	Slab
Porch Area	158 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	192890.000
Street Address	4 ANN ST
City	SAUGERTIES
State	NY
Zip	12477-1802
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	04 - FARM
Legal Block	5
Legal Lot Number	6.000
Jurisdiction	ULSTER NY
Township / Civil Division	SAUGERTIES
Census Block Group	1
Census Block	1019
Census Tract	950200

Owner

Source: Ulster County and Saugerties Town records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4 ANN ST, SAUGERTIES, NY 12477-1802
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2018	Deed of Trust, Mortgage USA DEPT OF AGRICULTURE
Apr 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage NEW YORK ST AFFORDABLE HSNG
Aug 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage RUPCO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2018 · Amount on Record
Deed Sale	Sep 20, 2018 · Amount on Record
Deed Document Number	201813118
Deed Book / Page	6342 / 92
Prior Transfer Date	Feb 28, 2016
Prior Transfer Doc	0000005970
Record Updated	Oct 29, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Property Address	4 ANN ST, SAUGERTIES, NY 12477-1802
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013119
Date	Sep 20, 2018
Book Page	0000011651/0000000100
Instrument	000000013119

Lender

Name	USA DEPT OF AGRICULTURE

Agreement

Amount	Amount Recorded
Term	388 Months
Due	Jan 1, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Property Address	4 ANN ST, SAUGERTIES, NY 12477-1802
Document Number	0000012152
Instrument Date	Apr 3, 2019
Transaction Type	Mortgage
Record Updated	Sep 25, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 ANN ST SAUGERTIES NY 124771802, SAUGERTIES, NY 12477-1802

Mortgage

Document Number	0000012152
Date	Sep 17, 2019
Book Page	011880/000267
Instrument	12152

Lender

Name	NEW YORK ST AFFORDABLE HSNG
Address	NEW YORK, NY 10022

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Property Address	4 ANN ST, SAUGERTIES, NY 12477-1802
Document Number	0000013120
Instrument Date	Aug 24, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019
Title Company	STEWART TITLE, STEWART TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	80 BROADWAY #2 KINGSTON NY 124016018, 2, KINGSTON, NY 12401-6018

Mortgage

Document Number	0000013120
Date	Sep 20, 2018
Book Page	011651/000108
Instrument	13120

Lender

Name	RUPCO
Address	301 FAIR ST, KINGSTON, NY 12401-3835

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Ulster County and Saugerties Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ulster County
County Subdivision	Saugerties Town
Municipality	Saugerties Village
Unified School District	Saugerties Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,560.00 (+266.85%)	$258,000 (+17.81%) Land $72,000 Building $186,000	$258,000 (+17.81%) Land $72,000 Building $186,000
2023		$219,000 (+2%) Land $69,500 Building $149,500	$219,000 (+2%) Land $69,500 Building $149,500
2022		$182,500 Land $69,500 Building $113,000	$182,500 Land $69,500 Building $113,000
2021	$1,243.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	49 (1996–2022)
Claims Outside the SFHA	3 of 49
Most Recent Claim	Dec 2022 · river or lake flooding
Claims by Event	Hurricane Sandy, Oct 2012 · 20 claims Hurricane Irene, Aug 2011 · 16 claims Severe Storms And Flooding, Apr 2005 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Archtop Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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