4 Andree Ct, Niskayuna (Schenectady), NY 12309 Property Records

Albany County and Colonie Town property record for 4 Andree Ct, Niskayuna, NY 12309

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,722 sqft · built 1980
Lot Size0.28 acres (12,197 sqft)
OwnerIndividual Name on Record
Last Sale$178,000 (Mar 2014)
Tax Bill$5,058 (2026)
Deeds & MortgagesMay 2026 Line of Credit
Jan 2021 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN012689 17.6-2-16

Property Details

APN / Parcel Number

Primary APN012689 17.6-2-16
Alternative APNs
  • 268901700600020160000000
  • 01700600020160000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,722 sqft Living Area
1st Floor Area1,040 sqft
Basement Area682 sqft
Finished Basement682 sqft

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Lot Area12,197 sqft (0.28 acres)
Garage TypeBasement
Parking Spaces1 Parking Space
PorchSlab
Porch Area322 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number01700600020160000000
Street Address4 ANDREE CT
CitySCHENECTADY
StateNY
Zip12309-3317
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code04 - FARM
Legal DescriptionN-ANDREE CT E-2 S-124-50
Legal SubdivisionMAP NO 12 LISHA KILL HOMES
Legal Block2
Legal Lot Number16.000
JurisdictionALBANY NY
Township / Civil DivisionCOLONIE
Census Block Group3
Census Block3011
Census Tract13802

Owner

Source: Albany County and Colonie Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address4 ANDREE CT, SCHENECTADY, NY 12309-3317
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 12, 2026Deed of Trust, Mortgage · Line of Credit
TRUSTCO BANK
Jan 21, 2021Deed of Trust, Mortgage · Line of Credit
TRUSTCO BANK
Dec 4, 2020Loan Modification, Mortgage · Conventional Mortgage
TRUSTCO BK
Dec 4, 2020Deed of Trust, Mortgage · Conventional Mortgage
TRUSTCO BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 20, 2014 · Amount on Record
Deed SaleMar 20, 2014 · Amount on Record
Prior SaleJul 14, 2004 · Amount on Record
Deed Document Number201411585123
Deed Book / Page3094 / 362
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Recording DateMay 12, 2026
Property Address4 ANDREE CT, SCHENECTADY, NY 12309-3317
Document Number0000000978
Instrument DateFeb 6, 2026
Instrument20268978
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 ANDREE CT, SCHENECTADY, NY 12309-3317
InvestorPossibly a Property Investor

Mortgage

Document Number0000008978,
DateMay 12, 2026
Instrument20268978
Lender
NameTRUSTCO BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate6.16%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address4 ANDREE CT, NISKAYUNA, NY 12309-3317
Transaction TypeMortgage
Record UpdatedFeb 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001528
DateJan 21, 2021
InstrumentR2021-01528
Lender
NameTRUSTCO BANK
TypeBank
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount Recorded
Term239 Months
DueDec 1, 2040
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionALBANY NY
Property Address4 ANDREE CT, NISKAYUNA, NY 12309-3317
Document Number0000001531
Instrument DateDec 4, 2020
Transaction TypeMortgage
Record UpdatedFeb 17, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 ANDREE CT SCHENECTADY NY 123093317, SCHENECTADY, NY 12309-3317

Mortgage

Document Number0000001531
DateJan 21, 2021
Instrument1531
Lender
NameTRUSTCO BK
TypeBank
AddressGLENVILLE, NY 12302
Agreement
TypeConventional Mortgage
AmountAmount Recorded

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address4 ANDREE CT, NISKAYUNA, NY 12309-3317
Document Number0000001530
Instrument DateDec 4, 2020
Transaction TypeMortgage
Record UpdatedFeb 17, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 ANDREE CT SCHENECTADY NY 123093317, SCHENECTADY, NY 12309-3317

Mortgage

Document Number0000001530
DateJan 21, 2021
Instrument1530
Lender
NameTRUSTCO BK
TypeBank
AddressGLENVILLE, NY 12302
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Albany County and Colonie Town assessment roll, as of March 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyAlbany County
County SubdivisionColonie Town
Unified School DistrictSouth Colonie Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,058.00 (+2.83%) Homeowner's exemption
2025$4,919.00 (+15.04%) Homeowner's exemption$111,500 (-) Land $21,300 Building $90,200$255,100 (+16.7%) Land $48,732 Building $206,368
2023$111,500 (-) Land $21,300 Building $90,200$218,600 (+9.3%) Land $41,759 Building $176,841
2022$111,500 Land $21,300 Building $90,200$200,000 Land $38,206 Building $161,794
2021$4,276.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLATHAM WATER DISTRICT
serves 85,590 people · EPA ID NY0100198
Water SourceSurface water
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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