4 Amherst Pl, Montclair, NJ 07043 Property Records

Essex County and Montclair Township property record for 4 Amherst Pl, Montclair, NJ 07043

Property Summary

Property TypeSingle Family Home
Details1,617 sqft · built 1937
Lot Size0.126 acres (5,502 sqft)
Owner2 Individual Names on File
Last Sale$551,000 (Nov 2018)
Tax Bill$19,092 (2025)
Deeds & MortgagesSep 2021 Mortgage
Apr 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN13-01002-0000-00003

Property Details

APN / Parcel Number

Primary APN13-01002-0000-00003
Alternative APN
  • 130100200003

Interior

Stories2 Stories
Building Area1,617 sqft Living Area
Gross Area1,663 sqft

Exterior

Year BuiltBuilt 1937
Effective Year BuiltEffective 1937
Construction TypeFrame
Lot Area5,502 sqft (0.126 acres)
Lot Dimensions110 ft deep x 50 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number130100200003
Street Address4 AMHERST PL
CityMONTCLAIR
StateNJ
Zip07043-1602
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description50X110
Legal Block1002
Legal Lot Number3
JurisdictionESSEX NJ
Township / Civil DivisionMONTCLAIR
Census Block Group4
Census Block4008
Census Tract16100

Owner

4 Amherst Pl is owned and occupied by two individuals who bought it in November 2018.

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner of Record2 Individual Names on File
Mailing Address4 AMHERST PL, MONTCLAIR, NJ 07043-1602
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC
Apr 9, 2020Deed of Trust, Mortgage · Conventional with PMI
GUARANTEED RATE
Jul 25, 2019Deed of Trust, Mortgage · Conventional with PMI
GUARANTEED RATE
Oct 26, 2018Deed of Trust, Mortgage · Conventional with PMI
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 5, 2018 · Amount on File
Deed SaleNov 5, 2018 · Amount on File
Deed Document Number201895870
Prior Transfer DateOct 17, 2012
Prior Transfer Doc0012092081
Record UpdatedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address4 AMHERST PL, MONTCLAIR, NJ 07043-1602
Transaction TypeMortgage
Record UpdatedOct 22, 2021
Title CompanyEVIDENT TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021118897
DateSep 29, 2021
Instrument2021118897
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2051

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address4 AMHERST PL, MONTCLAIR, NJ 07043-1602
Document Number0000043485
Instrument DateApr 9, 2020
Transaction TypeMortgage
Record UpdatedMay 18, 2020
Title CompanyEVIDENT TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4 AMHERST PL MONTCLAIR NJ 070431602, MONTCLAIR, NJ 07043-1602

Mortgage

Document Number0000043485
DateMay 1, 2020
Instrument43485
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueApr 30, 2050

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address4 AMHERST PL, MONTCLAIR, NJ 07043-1602
Document Number0000072040
Instrument DateJul 25, 2019
Transaction TypeMortgage
Record UpdatedSep 2, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4 AMHERST PL MONTCLAIR NJ 070431602, MONTCLAIR, NJ 07043-1602

Mortgage

Document Number0000072040
DateAug 2, 2019
Instrument72040
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueAug 1, 2049

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address4 AMHERST PL, MONTCLAIR, NJ 07043-1602
Document Number0000095871
Instrument DateOct 26, 2018
Transaction TypeMortgage
Record UpdatedMar 11, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4 AMHERST PL MONTCLAIR NJ 070431602, MONTCLAIR, NJ 07043-1602

Mortgage

Document Number0000095871
DateNov 5, 2018
Instrument95871
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueNov 4, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4 Amherst Pl was $19,092, up 4.6% from the year before.

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
County SubdivisionMontclair Township
Unified School DistrictMontclair Town School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$543,000 (-) Land $327,500 Building $215,500$543,000 (-) Land $327,500 Building $215,500
2025$19,092.00 (+4.6%)$543,000 Land $327,500 Building $215,500$543,000 Land $327,500 Building $215,500
2024$18,253.00
2023$536,400 Land $327,500 Building $208,900$536,400 Land $327,500 Building $208,900
2022$17,636.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Amherst Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2020 · Tropical Storm Isaias

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4 Amherst Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTCLAIR WATER BUREAU
serves 40,150 people · EPA ID NJ0713001
Water SourcePurchased surface water from several systems
Last State InspectionSep 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jan 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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