Albany County and Colonie Town property record for 4 Amelia Dr, Schenectady, NY 12309
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,225 sqft · built 1962 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $343,000 (Sep 2026) |
| Tax Bill | $4,665 (2026) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Nov 2018 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 012689 7.18-3-32 |
| Primary APN | 012689 7.18-3-32 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,225 sqft Living Area |
| 1st Floor Area | 1,225 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Type | Attached |
| Garage Area | 275 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 18 sqft |
| Shed | 1 Shed |
| Shed Area | 81 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00701800030320000000 |
|---|---|
| Street Address | 4 AMELIA DR |
| City | SCHENECTADY |
| State | NY |
| Zip | 12309-3202 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 04 - FARM |
| Legal Description | LOT 4 N-AMELIA DR E-2 S-28-50 |
| Legal Subdivision | MAP NUMBER 8 LISHA KILL HOMES PROPERTY |
| Legal Block | 3 |
| Legal Lot Number | 32.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | COLONIE |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 13802 |
Source: Albany County and Colonie Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 513 APEX LN, TROY, NY 12182-1643 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 23, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNION FEDERAL CREDIT UNION |
| Nov 15, 2018 | Deed of Trust, Mortgage · Line of Credit CAPITAL COMMUNCATIONS FCU |
| Jan 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TRUSTCO BANK |
| Dec 29, 2021 | Warranty Deed, Subdivision Related Transfer |
| Dec 29, 2020 | Deed of Trust, Mortgage SEFCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 23, 2026 · Amount on Record |
| Deed Sale | Sep 23, 2026 · Amount on Record |
| Prior Sale | Dec 29, 2021 · Amount on Record |
| Deed Document Number | 202618123 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Sep 23, 2026 |
| Property Address | 4 AMELIA DR, SCHENECTADY, NY 12309-3202 |
| Document Number | 0000018123 |
| Instrument Date | Aug 28, 2026 |
| Instrument | 202618123 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $138,572.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 513 APEX LN, TROY, NY 12182-1643 |
| Document Number | 0000018124, |
|---|---|
| Date | Sep 23, 2026 |
| Instrument | 202618124 |
| Name | UNION FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 4 AMELIA DR, SCHENECTADY, NY 12309-3202 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000005329 |
|---|---|
| Date | Nov 15, 2018 |
| Instrument | R2018-25329 |
| Name | CAPITAL COMMUNCATIONS FCU |
|---|---|
| Type | Non-Lending Institution |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 2, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 4 AMELIA DR, SCHENECTADY, NY 12309-3202 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000000726 |
|---|---|
| Date | Jan 9, 2020 |
| Instrument | R2020-00726 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 2, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Dec 29, 2021 |
| Property Address | 4 AMELIA DR, SCHENECTADY, NY 12309-3202 |
| Document Number | 0000009584 |
| Map Reference | DR 172 MAP 13064 |
| Instrument Date | Dec 21, 2021 |
| Instrument | R2021-39584 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 12, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,274.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 141 W CAMPBELL RD # 101, 141, SCHENECTADY, NY 12306-6893 |
| Name | Verified Name |
|---|---|
| Address | 4 AMELIA DR, SCHENECTADY, NY 12309-3202 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 4 AMELIA DR, SCHENECTADY, NY 12309-3202 |
| Document Number | 0000031932 |
| Instrument Date | Dec 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2021 |
| Title Company | MARKET TITLE SERVICES LLC, MARKET TITLE SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 40 EXCHANGE ST ALBANY NY 122053309, ALBANY, NY 12205-3309 |
| Document Number | 0000031932 |
|---|---|
| Date | Dec 31, 2020 |
| Instrument | 31932 |
| Name | SEFCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 30, 2050 |
Source: Albany County and Colonie Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Colonie Town |
| Unified School District | South Colonie Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,665.00 (-4.43%) | ||
| 2025 | $4,881.00 (+15.55%) | $102,600 (-) Land $23,500 Building $79,100 | $234,800 (+16.7%) Land $53,780 Building $181,020 |
| 2023 | $102,600 (-) Land $23,500 Building $79,100 | $201,200 (+9.33%) Land $46,084 Building $155,116 | |
| 2022 | $102,600 Land $23,500 Building $79,100 | $184,036 Land $42,152 Building $141,884 | |
| 2021 | $4,224.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 93% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LATHAM WATER DISTRICT serves 85,590 people · EPA ID NY0100198 |
|---|---|
| Water Source | Surface water |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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