4 Amber Rd, Charlton, MA 01507 Property Records

Worcester County and Charlton Town property record for 4 Amber Rd, Charlton, MA 01507

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,742 sqft · built 2018
Lot Size	1.44 acres (62,726 sqft)
Owner	2 Individual Names on File
Last Sale	$540,000 (Oct 2021)
Tax Bill	$6,867 (2026)
Deeds & Mortgages	May 2024 Refinance Oct 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`CHAR M:0028 B:000A L:0009-25`

Property Details

APN / Parcel Number

Primary APN	`CHAR M:0028 B:000A L:0009-25`
Alternative APNs	`CHRL M:0028 B:000A L:0009-25` `M:0028 B:000A L:0009=25`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,742 sqft Living Area
Gross Area	4,891 sqft
Basement Area	1,371 sqft
Unfinished Basement	1,371 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	62,726 sqft (1.44 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	4 AMBER RD
City	CHARLTON
State	MA
Zip	01507-5373
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Block	A
Legal Lot Number	9-25
Jurisdiction	CHARLTON MA
Township / Civil Division	CHARLTON
Census Block Group	1
Census Block	1027
Census Tract	756101

Owner

4 Amber Rd is owned and occupied by two individuals who bought it in October 2021.

Source: Worcester County and Charlton Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4 AMBER RD, CHARLTON, MA 01507-5373
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 2, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance WEBSTER FIVE CENTS SAVINGS BANK
Oct 29, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FREEDOM MORTGAGE CORP
Aug 3, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Feb 14, 2018	Quit Claim Deed, Transfer · Conventional with PMI LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2021 · Amount on File
Deed Sale	Oct 29, 2021 · Amount on File
Deed Document Number	2021152547
Deed Book / Page	66416 / 191
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLTON MA
Property Address	4 AMBER RD, CHARLTON, MA 01507-5373
Transaction Type	Mortgage
Record Updated	May 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0070466-77
Date	May 2, 2024
Book Page	70466/77
Instrument	32549

Lender

Name	WEBSTER FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Jun 1, 2049

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLTON MA
Recording Date	Oct 29, 2021
Property Address	4 AMBER RD, CHARLTON, MA 01507-5373
Document Number	66416-191
Book / Page	66416 / 191
Instrument Date	Oct 29, 2021
Instrument	152547
Transaction Type	Transfer
Record Updated	Nov 19, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4 AMBER RD, CHARLTON, MA 01507-5373

Mortgage

Document Number	152548
Date	Oct 29, 2021
Instrument	152548

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLTON MA
Property Address	4 AMBER RD, CHARLTON, MA 01507-5373
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	62941-292
Date	Aug 3, 2020
Book Page	62941/292
Instrument	85191

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLTON MA
Recording Date	Feb 14, 2018
Property Address	4 AMBER RD, CHARLTON, MA 01507-5373
Document Number	58434-301
Book / Page	058434 / 000301
Instrument Date	Jan 31, 2018
Instrument	14602
Transaction Type	Transfer
Record Updated	Jan 22, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,859.57
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4 AMBER RD CHARLTON MA 01507, CHARLTON, MA 01507

Mortgage

Document Number	58434-305
Date	Feb 14, 2018
Book Page	058434/000305
Instrument	14603

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 13, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 4 Amber Rd was $6,867, up 1.4% from the year before.

Source: Worcester County and Charlton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Charlton Town
Unified School District	Dudley-Charlton Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,867.00 (+1.37%)	$627,700 (+3.14%) Land $93,300 Building $534,400	$649,484 (+9.93%)
2025	$6,774.00 (+2.81%)	$608,600 (+4.75%) Land $90,300 Building $518,300	$590,805 (+0.39%)
2024	$6,589.00 (+2.52%)	$581,000 (+10.02%) Land $90,300 Building $490,700	$588,525
2023	$6,427.00	$528,100 Land $87,200 Building $440,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Amber Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Amber Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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