Bergen County and Ramsey Borough property record for 4 Amanda Ct, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 2,808 sqft · built 1991 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $525,000 (Jun 2002) |
| Tax Bill | $18,529 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Jan 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-04501-0000-00001 |
| Primary APN | 48-04501-0000-00001 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,808 sqft Living Area |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Construction Type | Frame |
| Lot Area | 14,810 sqft (0.34 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 4 AMANDA CT |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-1185 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | 0.340AC |
| Legal Subdivision | AMANDA COURT |
| Legal Block | 4501 |
| Legal Lot Number | 1 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 44202 |
Source: Bergen County and Ramsey Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4 AMANDA CT, RAMSEY, NJ 07446-1185 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GARDEN STATE HOME LOANS INC |
| Jan 9, 2018 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 19, 2002 · Amount on Record |
| Deed Sale | Jun 19, 2002 · Amount on Record |
| Prior Sale | Jun 19, 2002 · Amount on Record |
| Deed Book / Page | 8479 / 580 |
| Last Transfer Date | Dec 21, 2017 |
| Transfer Doc | 0028302281 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 4 AMANDA CT, RAMSEY, NJ 07446-1185 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2023 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Name | Verified Name |
|---|
| Document Number | 0040811695 |
|---|---|
| Date | Apr 15, 2021 |
| Book Page | 4081/1695 |
| Instrument | 2021057592 |
| Name | GARDEN STATE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | CHERRY HILL, NJ 08003 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 1, 2031 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jan 9, 2018 |
| Property Address | 4 AMANDA CT, RAMSEY, NJ 07446-1185 |
| Document Number | 0028302281 |
| Book / Page | 2830 / 2281 |
| Instrument Date | Dec 21, 2017 |
| Instrument | 00018-001897 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4 AMANDA CT, RAMSEY, NJ 07446-1185 |
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $930,200 (+3.37%) Land $349,500 Building $580,700 | $930,200 (+3.37%) Land $349,500 Building $580,700 | |
| 2025 | $18,529.00 (-1.42%) | $899,900 (+35.12%) Land $324,500 Building $575,400 | $899,900 (+35.12%) Land $324,500 Building $575,400 |
| 2024 | $18,795.00 (+14.83%) | ||
| 2023 | $666,000 (+6.73%) Land $225,000 Building $441,000 | $666,000 (+6.73%) Land $225,000 Building $441,000 | |
| 2022 | $16,367.00 (+1.16%) | $624,000 Land $225,000 Building $399,000 | $624,000 Land $225,000 Building $399,000 |
| 2021 | $16,180.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (1979–1984) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | May 1984 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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