Westchester County and Rye City property record for 4 Alton Ter, Rye, NY 10580
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,765 sqft · built 2023 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $3,250,000 (Jan 2023) |
| Tax Bill | $53,149 (2026) |
| Deeds & Mortgages | Dec 2021 Mortgage Jan 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 551400 153-6-2-47 |
| Primary APN | 551400 153-6-2-47 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,765 sqft Living Area |
| 1st Floor Area | 1,405 sqft |
| 2nd Floor Area | 1,360 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Colonial |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 4 ALTON TER |
|---|---|
| City | RYE |
| State | NY |
| Zip | 10580-2422 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Subdivision | HIX PARK |
| Legal Block | 2 |
| Legal Lot Number | 47.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | RYE |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 7500 |
Source: Westchester County and Rye City records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4 ALTON TER, RYE, NY 10580-2422 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 3, 2021 | Deed of Trust, Mortgage · Commercial Mortgage DR BANK |
| Jan 31, 2023 | Bargain and Sale Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 31, 2023 · Amount on Record |
| Deed Sale | Jan 31, 2023 · Amount on Record |
| Prior Sale | Dec 3, 2021 · Amount on Record |
| Deed Document Number | 20233204 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 4 ALTON TER, RYE, NY 10580 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2024 |
| Title Company | FUTURE TITLE AGENCY INC, FUTURE TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0613083764 |
|---|---|
| Date | Dec 3, 2021 |
| Instrument | 613083764 |
| Name | DR BANK |
|---|---|
| Type | Bank |
| Address | NORWALK, CT 06853 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Jan 31, 2023 |
| Property Address | 4 ALTON TER, RYE, NY 10580 |
| Document Number | 0630123204 |
| Map Reference | VOL 76 MAP 3 |
| Instrument Date | Jan 19, 2023 |
| Instrument | 630123204 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2023 |
| Title Company | CATIC TITLE INSURANCE COMPANY, CATIC TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $13,000.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 29 REYMONT AVE, RYE, NY 10580-2523 |
| Name | Verified Name |
|---|---|
| Address | 4 FAIRLAWN CT, RYE, NY 10580-3211 |
| Document Number | 0630293012 |
|---|---|
| Date | Jan 31, 2023 |
| Instrument | 630293012 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.37% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 1, 2033 |
| Change Frequency | Monthly |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.3% |
| Index | Other |
| Margin | 3 |
| Max Rate | 10.3% |
Source: Westchester County and Rye City assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| Municipality | Rye City |
| Unified School District | Rye City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $53,149.00 (+36.15%) | ||
| 2025 | $39,038.00 | $41,925 (-) Land $5,550 Building $36,375 | $3,552,966 (+6.78%) Land $470,339 Building $3,082,627 |
| 2024 | $41,925 (-) Land $5,550 Building $36,375 | $3,327,381 (+2.38%) Land $440,476 Building $2,886,905 | |
| 2023 | $41,925 Land $5,550 Building $36,375 | $3,250,000 Land $430,233 Building $2,819,767 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 37 policies |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 50 (1978–2024) |
| Claims Outside the SFHA | 29 of 50 |
| Most Recent Claim | Aug 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people · EPA ID NY5903456 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
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